Data Source: NCUA, December 31, 2016
Harborlight Credit Union was founded in 1954. Headquartered in Whitehall, Michigan, Harborlight Credit Union is a state chartered and federally insured credit union, being chartered in Michigan and insured through the National Credit Union Share Insurance Fund (NCUSIF). Harborlight Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.
As of December 31, 2016, Harborlight Credit Union services 10,079 members through its 23 full-time and 7 part-time employees. It has $100,708,944 of total assets and $10,638,899 of net worth. Based on its asset size and net worth ratio, Harborlight Credit Union is classified as a Well Capitalized medium large credit union.
Harborlight Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Harborlight Credit Union also provides an array of services to its members and local communities. Harborlight Credit Union plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.
The following two tables list the deplitory and loan interest rates of Harborlight Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Michigan and in the nation.
Major Deplitory Accounts and Interest Rates (%)
Major Loan Accounts and Interest Rates (%)
Harborlight Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Harborlight Credit Union.
Electronic Banking Service Offerings
As a community financial institution, Harborlight Credit Union actively involves in local communities by prliding services such as financial counseling, financial education, financial literacy workshops, and first tim home buyer programs.
Community and other Service Offerings
2151 Cogswell Dr
Whitehall, MI 49461