Harlingen Area Teachers Credit Union

Rated star_ratedstar_ratedstar_ratedstar_normalstar_normal by Credit Guide
Review based on 12 criteria Rating: 3 out of 5

2910 E. Grimes, Harlingen, TX 78550

Website

(956) 423-5792

Data Source: NCUA, December 31, 2016


Rio Grande Valley Credit Union Credit Union was founded in 1954. Headquartered in Harlingen, Texas, Rio Grande Valley Credit Union Credit Union is a state chartered and federally insured credit union, being chartered in Texas and insured through the National Credit Union Share Insurance Fund (NCUSIF). Rio Grande Valley Credit Union Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Rio Grande Valley Credit Union Credit Union services 15,709 members through its 5 offices and branches and 31 full-time and 14 part-time employees. It has $88,993,793 of total assets and $8,575,175 of net worth. Based on its asset size and net worth ratio, Rio Grande Valley Credit Union Credit Union is classified as a Well Capitalized medium credit union.

Rio Grande Valley Credit Union Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Rio Grande Valley Credit Union Credit Union also provides an array of services to its members and local communities. Rio Grande Valley Credit Union Credit Union plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Rio Grande Valley Credit Union Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Texas and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Texas
Median of USA
Checking
0.0200
0.0100
0.0000
Savings
0.1200
0.2000
0.1200
Money Market
0.0000
0.2500
0.2500
Certificate Deplit
0.3900
0.6620
0.5800
IRA
0.4000
0.5000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Texas
National Median Rates
Credit Cards
7.0100
9.9900
9.9900
Unsecured Line of Credits
10.2300
11.2200
10.9500
Short-term Small Amount
n/a
25.2500
25.0000
Student Loans
n/a
6.0000
6.0200
New Car Loans
3.5400
3.6500
3.3300
Used Car Loans
4.3100
4.9950
4.5000
1st Mortgage Real Estates
4.3000
4.5000
4.2500
Other Real Estates
n/a
5.5600
4.7000

Rio Grande Valley Credit Union Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Rio Grande Valley Credit Union Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
No
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
No
Bill Payment
Yes
Yes
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
No
View Account History
Yes
Yes

As a community financial institution, Rio Grande Valley Credit Union Credit Union actively involves in local communities by prliding services such as financial counseling, and first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
No
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
Yes
Insurance/Investment Sales
Yes
First Time Homebuyer Program
No
Expwy 83
4321 W Expressway 83
Harlingen, TX 78552-3534
Phone:956-423-5792

Lyford Branch
7449 S Expressway 77
Lyford, TX 78569
Phone:956-423-5792

Main Office
2910 E Grimes St
Harlingen, TX 78550-4514
Phone:956-423-5792

San Benito Branch
345 N Williams Rd
San Benito, TX 78586-4117
Phone:956-423-5792

(956) 423-3105

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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