Helena Community Credit Union

Rated star_ratedstar_ratedstar_ratedstar_normalstar_normal by Credit Guide
Review based on 12 criteria Rating: 3 out of 5

PO Box 159, Helena, MT 59624

Website

(406) 443-5400

Data Source: NCUA, December 31, 2016


Helena Community Credit Union was founded in 1936. Headquartered in Helena, Montana, Helena Community Credit Union is a state chartered and federally insured credit union, being chartered in Montana and insured through the National Credit Union Share Insurance Fund (NCUSIF). Helena Community Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Helena Community Credit Union services 18,460 members through its 5 offices and branches and 58 full-time and 1 part-time employees. It has $187,439,384 of total assets and $21,514,457 of net worth. Based on its asset size and net worth ratio, Helena Community Credit Union is classified as a Well Capitalized medium large credit union.

Helena Community Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Helena Community Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Helena Community Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Montana and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Montana
Median of USA
Checking
0.0000
0.0000
0.0000
Savings
0.0500
0.1000
0.1200
Money Market
0.2000
0.1900
0.2500
Certificate Deplit
0.7500
0.3250
0.5800
IRA
1.2000
0.5000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Montana
National Median Rates
Credit Cards
8.0500
10.9000
9.9900
Unsecured Line of Credits
8.9900
10.0000
10.9500
Short-term Small Amount
n/a
18.0000
25.0000
Student Loans
n/a
6.7100
6.0200
New Car Loans
2.7400
3.7700
3.3300
Used Car Loans
2.7400
5.3900
4.5000
1st Mortgage Real Estates
3.7400
4.5200
4.2500
Other Real Estates
3.2500
5.2300
4.7000

Helena Community Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Helena Community Credit Union.

Electronic Banking Service Offerings

Membership Application
No
No
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
No
New Share Account
No
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
No
View Account History
Yes
No

As a community financial institution, Helena Community Credit Union actively involves in local communities by prliding services such as financial education, first tim home buyer programs, and student scholarships.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
Yes
Free Tax Preparation Service
Yes
Financial Literacy Workshops
No
Student Scholarships
Yes
Insurance/Investment Sales
No
First Time Homebuyer Program
Yes
Fort Harrison Va Hospital
3687 Veterans Dr
Fort Harrison, MT 59636-9700
Phone:406-443-5400

Kessler
Main Office

915 Kessler St
Helena, MT 59601
Phone:406-443-5400

Last Chance Gulch
2037 N Last Chance Gulch
Helena, MT 59601-0744
Phone:406-443-5400

Prospect
1930 Prospect Ave
Helena, MT 59601
Phone:406-443-5400

Sanders Branch
3150 N Sanders St
Helena, MT 59602-0255
Phone:406-443-5400

(406) 443-6158

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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