Heritage Family Federal Credit Union

Rated star_ratedstar_ratedstar_ratedstar_ratedstar_normal by Credit Guide
Review based on 12 criteria Rating: 4 out of 5

30 Allen St, Rutland, VT 05701

Website

(802) 775-4930

Data Source: NCUA, December 31, 2016


Heritage Family Federal Credit Union was founded in 1956. Headquartered in Rutland, Vermont, Heritage Family Federal Credit Union is a federally chartered and federally insured credit union, operating within the regulation of the National Credit Union Association (NCUA) and being insured through the National Credit Union Share Insurance Fund (NCUSIF). Heritage Family Federal Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Heritage Family Federal Credit Union services 45,860 members through its 11 offices and branches and 154 full-time and 16 part-time employees. It has $438,540,797 of total assets and $42,177,508 of net worth. Based on its asset size and net worth ratio, Heritage Family Federal Credit Union is classified as a Well Capitalized medium large credit union.

Heritage Family Federal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Heritage Family Federal Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Heritage Family Federal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Vermont and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Vermont
Median of USA
Checking
0.1500
0.0000
0.0000
Savings
0.4000
0.2000
0.1200
Money Market
0.4500
0.3500
0.2500
Certificate Deplit
0.5000
0.6700
0.5800
IRA
0.6000
0.7500
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Vermont
National Median Rates
Credit Cards
12.9000
10.9000
9.9900
Unsecured Line of Credits
9.7000
11.4950
10.9500
Short-term Small Amount
n/a
NaN
25.0000
Student Loans
n/a
6.0000
6.0200
New Car Loans
2.2000
3.5000
3.3300
Used Car Loans
2.2000
3.9900
4.5000
1st Mortgage Real Estates
4.5000
4.2500
4.2500
Other Real Estates
4.7500
4.2500
4.7000

Heritage Family Federal Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Heritage Family Federal Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
No
New Share Account
Yes
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
No
View Account History
Yes
No

As a community financial institution, Heritage Family Federal Credit Union actively involves in local communities by prliding services such as financial counseling, financial education, financial literacy workshops, first tim home buyer programs, and student scholarships.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
Yes
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
Yes
Insurance/Investment Sales
Yes
First Time Homebuyer Program
Yes
Branch Office
198 Main St
Ludlow, VT 05149
Phone:888-252-8932

Branch Office
30 Allen St
Rutland, VT 05701
Phone:802-775-4930

Branch Office
67 Washington St
Fair Haven, VT 05743
Phone:888-252-8932

Branch Office
2826 Vt Route 100
South Londonderry, VT 05155
Phone:888-252-8932

Branch Office
230 N Main St Ste 8
Rutland, VT 05701
Phone:802-775-4930

Branch Office
206 Pleasant St
Bennington, VT 05201
Phone:888-252-8932

Branch Office
2 W Seminary St
Brandon, VT 05733
Phone:888-252-8932

Disaster Recovery
50 West St
Rutland, VT 05701
Phone:802-775-4930

Hooksett Branch
1337 Hooksett Rd
Hooksett, NH 03106
Phone:888-252-8932

Operations Center
Main Office

26 Allen St
Rutland, VT 05701
Phone:802-775-4930

Student Branch Office
22 Stratton Rd
Rutland, VT 05701
Phone:802-747-2361

Student Branch Office
321 Park St
Bennington, VT 05201
Phone:802-747-2346

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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