Data Source: NCUA, December 31, 2016
Heritage South Credit Union was founded in 1937. Headquartered in Sylacauga, Alabama, Heritage South Credit Union is a state chartered and federally insured credit union, being chartered in Alabama and insured through the National Credit Union Share Insurance Fund (NCUSIF). Heritage South Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.
As of December 31, 2016, Heritage South Credit Union services 10,712 members through its 4 offices and branches and 41 full-time and 8 part-time employees. It has $114,030,725 of total assets and $12,604,887 of net worth. Based on its asset size and net worth ratio, Heritage South Credit Union is classified as a Well Capitalized medium large credit union.
Heritage South Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Heritage South Credit Union also provides an array of services to its members and local communities. Heritage South Credit Union plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.
The following two tables list the deplitory and loan interest rates of Heritage South Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Alabama and in the nation.
Major Deplitory Accounts and Interest Rates (%)
Major Loan Accounts and Interest Rates (%)
Heritage South Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Heritage South Credit Union.
Electronic Banking Service Offerings
As a community financial institution, Heritage South Credit Union actively involves in local communities by prliding services such as first tim home buyer programs.
Community and other Service Offerings
60 Gene E Stewart Blvd
Sylacauga, AL 35151
901 N Broadway Ave
Sylacauga, AL 35150
14 Faye S Perry Drive
Childersburg, AL 35044
2825 Moody Pkwy
Moody, AL 35004-3102