Highway Alliance Credit Union

Rated star_ratedstar_ratedstar_rated_halfstar_normalstar_normal by Credit Guide
Review based on 12 criteria Rating: 2.5 out of 5

2010 William St, Jefferson City, MO 65109

Website

(573) 632-2848

Data Source: NCUA, December 31, 2016


Highway Alliance Credit Union was founded in 1958. Headquartered in Jefferson City, Missouri, Highway Alliance Credit Union is a state chartered and federally insured credit union, being chartered in Missouri and insured through the National Credit Union Share Insurance Fund (NCUSIF). Highway Alliance Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Highway Alliance Credit Union services 1,597 members through its 3 full-time and 2 part-time employees. It has $21,523,944 of total assets and $2,560,402 of net worth. Based on its asset size and net worth ratio, Highway Alliance Credit Union is classified as a Well Capitalized medium small credit union.

Highway Alliance Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Highway Alliance Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Highway Alliance Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Missouri and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Missouri
Median of USA
Checking
0.0000
0.0000
0.0000
Savings
0.1000
0.1500
0.1200
Money Market
0.0000
0.2500
0.2500
Certificate Deplit
0.9000
0.5000
0.5800
IRA
0.0000
0.5000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Missouri
National Median Rates
Credit Cards
13.6000
9.9600
9.9900
Unsecured Line of Credits
13.2500
11.4350
10.9500
Short-term Small Amount
n/a
27.8950
25.0000
Student Loans
n/a
6.0450
6.0200
New Car Loans
3.5600
3.3200
3.3300
Used Car Loans
5.8000
4.8200
4.5000
1st Mortgage Real Estates
3.7500
4.1200
4.2500
Other Real Estates
n/a
4.5000
4.7000

Highway Alliance Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, and ATMs. The table below lists the electronic banking services prlided by Highway Alliance Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
No
Share Account Transfers
Yes
New Loan Application
No
Share Draft Orders
Yes
No
New Share Account
No
Bill Payment
Yes
Yes
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
No
View Account History
Yes
Yes

As a community financial institution, Highway Alliance Credit Union actively involves in local communities by prliding services such as financial counseling, financial education.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
No
Insurance/Investment Sales
No
First Time Homebuyer Program
No
Main Office
2010 William St
Jefferson City, MO 65109
Phone:573-632-2848

(573) 635-7618

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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