Hope Federal Credit Union – MS

Rated star_ratedstar_ratedstar_ratedstar_ratedstar_normal by Credit Guide
Review based on 12 criteria Rating: 4 out of 5

4 Old River Pl, Jackson, MS 39202-3431

Website

(601) 944-1100

Data Source: NCUA, December 31, 2016


Hope Federal Credit Union, MS was founded in 1995. Headquartered in Jackson, Mississippi, Hope Federal Credit Union, MS is a federally chartered and federally insured credit union, operating within the regulation of the National Credit Union Association (NCUA) and being insured through the National Credit Union Share Insurance Fund (NCUSIF). Hope Federal Credit Union, MS is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Hope Federal Credit Union, MS services 34,079 members through its 22 offices and branches and 128 full-time and 36 part-time employees. It has $201,203,275 of total assets and $21,862,898 of net worth. Based on its asset size and net worth ratio, Hope Federal Credit Union, MS is classified as a Well Capitalized medium large credit union.

Hope Federal Credit Union, MS offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Hope Federal Credit Union, MS also provides an array of services to its members and local communities. Hope Federal Credit Union, MS plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Hope Federal Credit Union, MS’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Mississippi and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Mississippi
Median of USA
Checking
0.1000
0.0000
0.0000
Savings
0.2500
0.2500
0.1200
Money Market
0.4000
0.3750
0.2500
Certificate Deplit
1.7000
0.8000
0.5800
IRA
0.2500
0.5000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Mississippi
National Median Rates
Credit Cards
9.0000
10.5700
9.9900
Unsecured Line of Credits
10.0000
13.5600
10.9500
Short-term Small Amount
n/a
28.0000
25.0000
Student Loans
n/a
6.5000
6.0200
New Car Loans
3.5000
4.9000
3.3300
Used Car Loans
4.2500
7.5400
4.5000
1st Mortgage Real Estates
6.8800
5.8000
4.2500
Other Real Estates
6.0000
5.2500
4.7000

Hope Federal Credit Union, MS prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Hope Federal Credit Union, MS.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
No
New Share Account
Yes
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
Yes
View Account History
Yes
No

As a community financial institution, Hope Federal Credit Union, MS actively involves in local communities by prliding services such as financial counseling, financial education, financial literacy workshops, and first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
No
Insurance/Investment Sales
No
First Time Homebuyer Program
Yes
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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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