Horizon Credit Union – WA

Rated star_ratedstar_ratedstar_ratedstar_rated_halfstar_normal by Credit Guide
Review based on 12 criteria Rating: 3.5 out of 5

PO Box 15128, Spokane Valley, WA 99215

Website

(509) 928-6494

Data Source: NCUA, December 31, 2016


Horizon Credit Union, WA was founded in 1948. Headquartered in Spokane Valley, Washington, Horizon Credit Union, WA is a state chartered and federally insured credit union, being chartered in Washington and insured through the National Credit Union Share Insurance Fund (NCUSIF). Horizon Credit Union, WA is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Horizon Credit Union, WA services 68,483 members through its 21 offices and branches and 227 full-time and 7 part-time employees. It has $908,342,501 of total assets and $97,571,086 of net worth. Based on its asset size and net worth ratio, Horizon Credit Union, WA is classified as a Well Capitalized large credit union.

Horizon Credit Union, WA offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Horizon Credit Union, WA also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Horizon Credit Union, WA’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Washington and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Washington
Median of USA
Checking
0.0500
0.0100
0.0000
Savings
0.0500
0.1000
0.1200
Money Market
0.1500
0.2000
0.2500
Certificate Deplit
1.2100
0.4200
0.5800
IRA
0.3500
0.3500
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Washington
National Median Rates
Credit Cards
8.9000
9.9000
9.9900
Unsecured Line of Credits
8.9000
10.5750
10.9500
Short-term Small Amount
n/a
28.0000
25.0000
Student Loans
n/a
5.7850
6.0200
New Car Loans
2.7500
3.4500
3.3300
Used Car Loans
2.7500
4.5500
4.5000
1st Mortgage Real Estates
3.7500
4.2500
4.2500
Other Real Estates
4.7500
4.9600
4.7000

Horizon Credit Union, WA prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Horizon Credit Union, WA.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
Yes
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
Yes
Account Balance Inquiry
Yes
Yes
Yes
View Account History
Yes
No

As a community financial institution, Horizon Credit Union, WA actively involves in local communities by prliding services such as financial counseling, financial education, financial literacy workshops, and first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
Yes
Insurance/Investment Sales
Yes
First Time Homebuyer Program
No
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Phone:509-928-6494

Mirabeau Branch
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Moses Lake-safeway Branch
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Mullan Branch
201 N Mullan Rd
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Phone:509-928-6180

North Reserve Branch
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Northpointe Branch
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Phone:509-464-0014

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Sandpoint Branch
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Warm Springs
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Phone:406-723-8288

Washington Branch
613 S Washington St
Spokane, WA 99204
Phone:509-455-4067

(509) 928-9475

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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