Immanuel Baptist Church Federal Credit Union

Rated star_normalstar_normalstar_normalstar_normalstar_normal by Credit Guide
Review based on 12 criteria Rating: 0 out of 5

1324 Chapel St, New Haven, CT 06511

(203) 777-8744

Data Source: NCUA, June 30, 2016


Immanuel Baptist Church Federal Credit Union was founded in 1981. Headquartered in New Haven, Connecticut, Immanuel Baptist Church Federal Credit Union is a federally chartered and federally insured credit union, operating within the regulation of the National Credit Union Association (NCUA) and being insured through the National Credit Union Share Insurance Fund (NCUSIF). Immanuel Baptist Church Federal Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of June 30, 2016, Immanuel Baptist Church Federal Credit Union services 188 members. It has $107,370 of total assets and $8,297 of net worth. Based on its asset size and net worth ratio, Immanuel Baptist Church Federal Credit Union is classified as a Well Capitalized tiny credit union.

Immanuel Baptist Church Federal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Immanuel Baptist Church Federal Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The chart below depicts the average compensation of Immanuel Baptist Church Federal Credit Union compared to the medians of Connecticut and the entire nation (USA) over the years.

The following two tables list the deplitory and loan interest rates of Immanuel Baptist Church Federal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Connecticut and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Connecticut
Median of USA
Checking
0.0000
0.0000
0.0000
Savings
0.5000
0.1000
0.1200
Money Market
0.0000
0.2500
0.2500
Certificate Deplit
0.0000
0.5000
0.5500
IRA
0.0000
0.4000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Connecticut
National Median Rates
Credit Cards
n/a
10.5000
9.9900
Unsecured Line of Credits
8.5000
10.0000
10.9600
Short-term Small Amount
n/a
27.6200
25.0000
Student Loans
n/a
5.8400
6.0000
New Car Loans
n/a
3.0000
3.3900
Used Car Loans
n/a
4.0500
4.5000
1st Mortgage Real Estates
n/a
3.7500
4.1500
Other Real Estates
n/a
4.1500
4.7400

The table below lists the electronic banking services prlided by Immanuel Baptist Church Federal Credit Union.

Electronic Banking Service Offerings

Membership Application
No
No
Share Account Transfers
No
New Loan Application
No
Share Draft Orders
No
No
New Share Account
No
Bill Payment
No
No
e-Statements
No
Loan Payments
No
No
Account Balance Inquiry
No
No
No
View Account History
No
No

.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
No
Free Bill Pay
No
Financial Education
No
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
No
Insurance/Investment Sales
No
First Time Homebuyer Program
No
IBC Credit Union
Main Office

1324 Chapel St
New Haven, CT 06511
Phone:203-777-8744

No Review

  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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