IQ Credit Union

Rated star_ratedstar_ratedstar_ratedstar_normalstar_normal by Credit Guide
Review based on 12 criteria Rating: 3 out of 5

PO Box 1739, Vancouver, WA 98668

Website

(360) 695-3441

Data Source: NCUA, December 31, 2016


IQ Credit Union was founded in 1940. Headquartered in Vancouver, Washington, IQ Credit Union is a state chartered and federally insured credit union, being chartered in Washington and insured through the National Credit Union Share Insurance Fund (NCUSIF). IQ Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, IQ Credit Union services 69,272 members through its 20 offices and branches and 248 full-time and 22 part-time employees. It has $919,297,492 of total assets and $83,921,373 of net worth. Based on its asset size and net worth ratio, IQ Credit Union is classified as a Well Capitalized large credit union.

IQ Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. IQ Credit Union also provides an array of services to its members and local communities. IQ Credit Union plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of IQ Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Washington and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Washington
Median of USA
Checking
0.0900
0.0100
0.0000
Savings
0.0500
0.1000
0.1200
Money Market
0.1000
0.2000
0.2500
Certificate Deplit
0.1000
0.4200
0.5800
IRA
0.3000
0.3500
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Washington
National Median Rates
Credit Cards
13.4900
9.9000
9.9900
Unsecured Line of Credits
12.0000
10.5750
10.9500
Short-term Small Amount
n/a
28.0000
25.0000
Student Loans
n/a
5.7850
6.0200
New Car Loans
2.9900
3.4500
3.3300
Used Car Loans
8.5000
4.5500
4.5000
1st Mortgage Real Estates
6.2500
4.2500
4.2500
Other Real Estates
3.7500
4.9600
4.7000

IQ Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by IQ Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
Yes
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
No
View Account History
Yes
No

As a community financial institution, IQ Credit Union actively involves in local communities by prliding services such as financial education, financial literacy workshops, and first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
Yes
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
Yes
Insurance/Investment Sales
Yes
First Time Homebuyer Program
No
192nd Financial Center
19200 Se 31st Dr
Camas, WA 98607-8825
Phone:360-695-3441

Battle Ground Branch
109 Sw 1st St Ste 101
Battle Ground, WA 98604-2816
Phone:360-695-3441

Battle Ground Campus Branch
300 W Main St
Battle Ground, WA 98604-4410
Phone:360-695-3441

Business Service Center
6725 Ne 42nd St
Vancouver, WA 98661-3313
Phone:360-695-3441

Camas Branch
1615 Nw 6th Ave
Camas, WA 98607-2607
Phone:360-695-3441

Camas Campus Branch
26900 Se 15th St
Camas, WA 98607
Phone:360-695-3441

Camas Operations
236 Ne 4th Ave
Camas, WA 98607-2124
Phone:360-695-3441

Cascade Branch
615a Se Chkalov Dr Ste 1
Vancouver, WA 98683-5233
Phone:360-695-3441

Clark College Branch
1933 Fort Vancouver Way
Vancouver, WA 98663-3529
Phone:360-695-3441

Evergreen Campus Branch
14300 Ne 18th St
Vancouver, WA 98684-7807
Phone:360-695-3441

Fishers Landing Branch
2620 Se 165th Ave Ste 100
Vancouver, WA 98683-0403
Phone:360-695-3441

Hazel Dell Branch
8901 Ne Hazel Dell Ave Ste 110
Vancouver, WA 98665-8149
Phone:360-759-3441

Headquarters
Main Office

1313 Main St
Vancouver, WA 98660-2918
Phone:360-695-3441

Ridgefield Branch
2 S 56th Pl Ste 104
Ridgefield, WA 98642-3426
Phone:360-695-3441

Salmon Creek Branch
13505 Ne 10th Ave
Vancouver, WA 98685-2711
Phone:360-695-3441

Sifton Branch
15705 Ne Fourth Plain Blvd
Vancouver, WA 98682-4315
Phone:360-695-3441

Skyview Campus Branch
1300 Nw 139th St
Vancouver, WA 98685-1858
Phone:360-695-3441

Stevenson Branch
147 Sw 1st St
Stevenson, WA 98648-6648
Phone:360-695-3441

Union High School
6201 Nw Friberg Strunk St
Camas, WA 98607-7697
Phone:360-695-3441

Vancouver Mall Branch
7017 Ne Vancouver Mall Dr
Vancouver, WA 98661-3600
Phone:360-695-3441

Washougal Branch
640 E St
Washougal, WA 98671
Phone:360-695-3441

(360) 992-4250

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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