Kentucky Telco Federal Credit Union

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Review based on 12 criteria Rating: 0 out of 5

P. O. Box 18303, Louisville, KY, 40261-0303

Website

502-459-3000

Kentucky Telco Federal Credit Union was founded in 1979. Headquartered in Louisville, Kentucky, Kentucky Telco Federal Credit Union is a federally chartered and federally insured credit union, operating within the regulation of the National Credit Union Association (NCUA) and being insured through the National Credit Union Share Insurance Fund (NCUSIF). Kentucky Telco Federal Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and provides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2013, Kentucky Telco Federal Credit Union services 38,692 members through its 10 offices and branches and 87 full-time and 7 part-time employees. It has $313,876,992.00 of total assets and $35,421,997.00 of net worth. Based on its asset size and net worth ratio, Kentucky Telco Federal Credit Union is classified as a Well Capitalized medium large size credit union.

Kentucky Telco Federal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Kentucky Telco Federal Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

Kentucky Telco Federal Credit Union plans to extend its services by adding more branches or service centers in the next 12 month. Kentucky Telco Federal Credit Union’s membership type is defined as Multiple common bond – primary communications and utilities. If you are interested in joining Kentucky Telco Federal Credit Union, please visit their website or call 502-459-3000 for details. If you are a current member of Kentucky Telco Federal Credit Union or have used any of their services or products, please rate them and leave your comments.

The following two tables list the depository and loan interest rates of Kentucky Telco Federal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Kentucky and in the nation.

Major Depository Accounts and Interest Rates (%)

Interest Rate
Median Rates of Kentucky
National Median Rates
Checking
0.4000
0.0000
0.0000
Savings
0.3000
0.1500
0.1500
Money Market
0.1000
0.2500
0.2400
Certificate Deposit
1.6400
0.5000
0.5000
IRA
1.6400
0.5000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Kentucky
National Median Rates
Credit Cards
8.9000
9.9900
9.9900
Unsecured Line of Credits
9.9000
10.9950
11.0000
Short-term Small Amount
22.5600
22.6000
Student Loans
9.5900
6.0350
New Car Loans
3.6900
3.5500
3.9120
Used Car Loans
4.1900
5.2800
4.9900
1st Mortgage Real Estates
4.7500
4.2500
4.5200
Other Real Estates
6.0000
4.5000
5.0000

Kentucky Telco Federal Credit Union provides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services provided by Kentucky Telco Federal Credit Union.

Electronic Banking Service Offerings

Membership Application
No
No
Share Account Transfers
Yes
New Loan Application
No
Share Draft Orders
Yes
Yes
New Share Account
No
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
Merchandise Purchase
No
Account Balance Inquiry
Yes
No
Merchant Processing Service
No
View Account History
Yes
No
No
Download Account History
Yes
No

As a community financial institution, Kentucky Telco Federal Credit Union actively involves in local communities by providing services such as financial counseling, financial education, financial literacy workshops.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
No
Insurance/Investment Sales
Yes
First Time Homebuyer Program
No
Dupont Square
4004 Dutchmans Ln
Louisville, KY 40207-4704
Phone:502-459-3000

Lexington Branch
2549 Regency Rd Ste 105
Lexington, KY 40503
Phone:502-459-3000

Main Office
3740 Bardstown Rd
Louisville, KY 40218-2209
Phone:502-459-3000

Medical Towers
234 E Gray St Ste 170
Louisville, KY 40202
Phone:502-459-3000

Okolona
4816 Outer Loop
Louisville, KY 40219-3302
Phone:502-459-3000

Owensboro
933 Tamarack Rd
Owensboro, KY 42301-6979
Phone:502-459-3000

Riverport
7215 Riverport Plaza Dr
Louisville, KY 40258
Phone:502-459-3000

Starks
455 S 4th St Ste 117
Louisville, KY 40202
Phone:502-459-3000

Stonefield Square
10486 Shelbyville Rd
Louisville, KY 40223-3120
Phone:502-459-3000

University Of Louisville
2126 S Floyd St
Louisville, KY 40208-2751
Phone:502-459-3000

502-459-8004

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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