Keystone Federal Credit Union

Rated star_normalstar_normalstar_normalstar_normalstar_normal by Credit Guide
Review based on 12 criteria Rating: 0 out of 5

1052 Andrew Dr, West Chester, PA 19380-4291

Website

(484) 356-0400

Data Source: NCUA, June 30, 2016


Keystone Federal Credit Union was founded in 1939. Headquartered in West Chester, Pennsylvania, Keystone Federal Credit Union is a federally chartered and federally insured credit union, operating within the regulation of the National Credit Union Association (NCUA) and being insured through the National Credit Union Share Insurance Fund (NCUSIF). Keystone Federal Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of June 30, 2016, Keystone Federal Credit Union services 7,135 members through its 5 offices and branches and 19 full-time and 2 part-time employees. It has $76,181,068 of total assets and $5,155,036 of net worth. Based on its asset size and net worth ratio, Keystone Federal Credit Union is classified as a Adequately Capitalized medium credit union.

Keystone Federal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Keystone Federal Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The chart below depicts the average compensation of Keystone Federal Credit Union compared to the medians of Pennsylvania and the entire nation (USA) over the years.

The following two tables list the deplitory and loan interest rates of Keystone Federal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Pennsylvania and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Pennsylvania
Median of USA
Checking
0.0000
0.0000
0.0000
Savings
0.0400
0.1250
0.1200
Money Market
0.1800
0.2250
0.2500
Certificate Deplit
0.6200
0.5000
0.5500
IRA
0.5100
0.5000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Pennsylvania
National Median Rates
Credit Cards
11.0700
9.9900
9.9900
Unsecured Line of Credits
12.4100
9.9000
10.9600
Short-term Small Amount
18.0000
18.0000
25.0000
Student Loans
6.4500
6.0000
6.0000
New Car Loans
3.8200
3.1000
3.3900
Used Car Loans
6.0400
4.1600
4.5000
1st Mortgage Real Estates
4.7300
4.0950
4.1500
Other Real Estates
4.8000
4.2500
4.7400

Keystone Federal Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Keystone Federal Credit Union.

Electronic Banking Service Offerings

Membership Application
No
No
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
No
New Share Account
No
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
Yes
View Account History
Yes
No

As a community financial institution, Keystone Federal Credit Union actively involves in local communities by prliding services such as financial counseling, financial education, financial literacy workshops, and first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
Yes
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
Yes
Insurance/Investment Sales
No
First Time Homebuyer Program
No
Downingtown Office
370 W Uwchlan Ave
Downingtown, PA 19335-3122
Phone:610-269-5151

East High School Student Branch
450 Ellis Ln
West Chester, PA 19380
Phone:484-266-3800

Henderson High School Student Branch
400 Montgomery Ave
West Chester, PA 19380
Phone:484-266-3300

Rustin High School Student Branch
1100 Shiloh Rd
West Chester, PA 19382
Phone:484-266-4300

West Chester Office
Main Office

1052 Andrew Dr
West Chester, PA 19380-4291
Phone:484-356-0400

(484) 356-0403

No Review

  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

Related Listings