Kitsap Credit Union

Rated star_ratedstar_ratedstar_ratedstar_rated_halfstar_normal by Credit Guide
Review based on 12 criteria Rating: 3.5 out of 5

PO Box 990, Bremerton, WA 98337

Website

(360) 662-2000

Data Source: NCUA, December 31, 2016


Kitsap Credit Union was founded in 1934. Headquartered in Bremerton, Washington, Kitsap Credit Union is a state chartered and federally insured credit union, being chartered in Washington and insured through the National Credit Union Share Insurance Fund (NCUSIF). Kitsap Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Kitsap Credit Union services 100,854 members through its 16 offices and branches and 260 full-time and 7 part-time employees. It has $1,124,884,884 of total assets and $117,304,743 of net worth. Based on its asset size and net worth ratio, Kitsap Credit Union is classified as a Well Capitalized large credit union.

Kitsap Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Kitsap Credit Union also provides an array of services to its members and local communities. Kitsap Credit Union plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Kitsap Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Washington and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Washington
Median of USA
Checking
0.4600
0.0100
0.0000
Savings
0.0100
0.1000
0.1200
Money Market
0.1200
0.2000
0.2500
Certificate Deplit
1.4600
0.4200
0.5800
IRA
1.5400
0.3500
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Washington
National Median Rates
Credit Cards
5.7500
9.9000
9.9900
Unsecured Line of Credits
10.9200
10.5750
10.9500
Short-term Small Amount
n/a
28.0000
25.0000
Student Loans
n/a
5.7850
6.0200
New Car Loans
5.4300
3.4500
3.3300
Used Car Loans
5.8900
4.5500
4.5000
1st Mortgage Real Estates
5.2300
4.2500
4.2500
Other Real Estates
4.5200
4.9600
4.7000

Kitsap Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Kitsap Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
Yes
Bill Payment
Yes
Yes
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
Yes
View Account History
Yes
Yes

As a community financial institution, Kitsap Credit Union actively involves in local communities by prliding services such as financial counseling, financial education, financial literacy workshops, first tim home buyer programs, and student scholarships.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
Yes
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
Yes
Insurance/Investment Sales
Yes
First Time Homebuyer Program
Yes
Belfair
51 Ne State Route 300 Suite D
Belfair, WA 98528
Phone:360-662-2000

Bremerton Drive-up
1111 Warren Ave
Bremerton, WA 98337
Phone:360-662-2000

Bremerton High School
1500 13th St
Bremerton, WA 98337
Phone:360-662-2009

Corporate Office
Main Office

155 Washington Ave
Bremerton, WA 98337
Phone:360-662-2000

East Bremerton
6651 State Highway 303 Ne
Bremerton, WA 98311-3735
Phone:360-662-2000

Gig Harbor Uptown
4747 Point Fosdick Dr Nw Suite 500
Gig Harbor, WA 98335
Phone:360-662-2000

Harborside
155 Washington Ave
Bremerton, WA 98337
Phone:360-662-2000

Kingston
8196 Ne State Highway 104
Kingston, WA 98346
Phone:360-662-2000

Nbk-bangor
2750 Sargo Cir Bldg 2008
Silverdale, WA 98315
Phone:360-662-2000

Nbk-keyport
610 Dowell St Bldg 1059 Bldg 1059
Keyport, WA 98345
Phone:360-662-2000

Port Hadlock
11524 Rhody Dr
Port Hadlock, WA 98339-9771
Phone:360-662-2000

Port Townsend
1165 Landes Ct
Port Townsend, WA 98368-8352
Phone:360-662-2000

Poulsbo
19045 State Highway 305 Ne Ste 200
Poulsbo, WA 98370
Phone:360-662-2000

Puget Sound Naval Shipyard
886 Barclay St
Bremerton, WA 98337-5517
Phone:360-662-2000

Silverdale
9481 Silverdale Way Nw
Silverdale, WA 98383
Phone:360-662-2000

Silverdale Highlands
2041 Nw Myhre Pl
Silverdale, WA 98383
Phone:360-662-2000

South Kitsap
393 S Kitsap Blvd
Port Orchard, WA 98366
Phone:360-662-2000

(360) 479-4373

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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