Lower Valley Credit Union

Rated star_ratedstar_ratedstar_rated_halfstar_normalstar_normal by Credit Guide
Review based on 12 criteria Rating: 2.5 out of 5

900 Yakima Valley Hwy, Sunnyside, WA 98944-1357

Website

(509) 837-5295

Data Source: NCUA, December 31, 2016


Lower Valley Credit Union was founded in 1958. Headquartered in Sunnyside, Washington, Lower Valley Credit Union is a state chartered and federally insured credit union, being chartered in Washington and insured through the National Credit Union Share Insurance Fund (NCUSIF). Lower Valley Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Lower Valley Credit Union services 14,238 members through its 3 offices and branches and 56 full-time and 4 part-time employees. It has $111,078,133 of total assets and $10,895,219 of net worth. Based on its asset size and net worth ratio, Lower Valley Credit Union is classified as a Well Capitalized medium large credit union.

Lower Valley Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Lower Valley Credit Union also provides an array of services to its members and local communities. Lower Valley Credit Union plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Lower Valley Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Washington and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Washington
Median of USA
Checking
0.0000
0.0100
0.0000
Savings
0.0500
0.1000
0.1200
Money Market
0.0000
0.2000
0.2500
Certificate Deplit
1.5700
0.4200
0.5800
IRA
1.5700
0.3500
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Washington
National Median Rates
Credit Cards
17.3100
9.9000
9.9900
Unsecured Line of Credits
10.1900
10.5750
10.9500
Short-term Small Amount
n/a
28.0000
25.0000
Student Loans
n/a
5.7850
6.0200
New Car Loans
8.5700
3.4500
3.3300
Used Car Loans
11.0700
4.5500
4.5000
1st Mortgage Real Estates
4.4800
4.2500
4.2500
Other Real Estates
6.6700
4.9600
4.7000

Lower Valley Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, and ATMs. The table below lists the electronic banking services prlided by Lower Valley Credit Union.

Electronic Banking Service Offerings

Membership Application
No
No
Share Account Transfers
Yes
New Loan Application
No
Share Draft Orders
Yes
No
New Share Account
No
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
No
View Account History
Yes
Yes

As a community financial institution, Lower Valley Credit Union actively involves in local communities by prliding services such as financial counseling .

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
No
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
No
Insurance/Investment Sales
No
First Time Homebuyer Program
No
Grandview Branch
1019 W Wine Country Rd
Grandview, WA 98930
Phone:509-882-9916

Main Office
900 Yakima Valley Hwy
Sunnyside, WA 98944-1357
Phone:509-837-5295

Prosser Branch
580 Wine Country Rd
Prosser, WA 99350-9548
Phone:509-786-2711

(509) 837-6275

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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