Mainstreet Credit Union

Rated star_normalstar_normalstar_normalstar_normalstar_normal by Credit Guide
Review based on 12 criteria Rating: 0 out of 5

13001 W 95th St, Lenexa, KS, 66215-3726

Website

913-599-1010

Mainstreet Credit Union was founded in 1953. Headquartered in Lenexa, Kansas, Mainstreet Credit Union is a state chartered and federally insured credit union, being chartered in Kansas and insured through the National Credit Union Share Insurance Fund (NCUSIF). Mainstreet Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and provides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2013, Mainstreet Credit Union services 60,273 members through its 13 offices and branches and 107 full-time and 27 part-time employees. It has $338,677,352.00 of total assets and $32,570,114.00 of net worth. Based on its asset size and net worth ratio, Mainstreet Credit Union is classified as a Well Capitalized medium large size credit union.

Mainstreet Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Mainstreet Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

Mainstreet Credit Union’s membership type is defined as State chartered natural person credit union. If you are interested in joining Mainstreet Credit Union, please visit their website or call 913-599-1010 for details. If you are a current member of Mainstreet Credit Union or have used any of their services or products, please rate them and leave your comments.

The following two tables list the depository and loan interest rates of Mainstreet Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Kansas and in the nation.

Major Depository Accounts and Interest Rates (%)

Interest Rate
Median Rates of Kansas
National Median Rates
Checking
0.0530
0.0000
0.0000
Savings
0.1490
0.2000
0.1500
Money Market
0.3590
0.2500
0.2400
Certificate Deposit
0.8510
0.5500
0.5000
IRA
1.0740
0.5750
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Kansas
National Median Rates
Credit Cards
6.8760
10.9700
9.9900
Unsecured Line of Credits
10.4320
11.5000
11.0000
Short-term Small Amount
NaN
22.6000
Student Loans
6.3300
9.0000
6.0350
New Car Loans
4.3680
4.3680
3.9120
Used Car Loans
6.1820
5.9000
4.9900
1st Mortgage Real Estates
3.8230
4.2600
4.5200
Other Real Estates
5.0090
5.1750
5.0000

Mainstreet Credit Union provides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services provided by Mainstreet Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
No
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
No
New Share Account
No
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
Merchandise Purchase
No
Account Balance Inquiry
Yes
No
Merchant Processing Service
No
View Account History
Yes
No
No
Download Account History
Yes
No

As a community financial institution, Mainstreet Credit Union actively involves in local communities by providing services such as financial counseling, financial literacy workshops, and first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
No
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
No
Insurance/Investment Sales
Yes
First Time Homebuyer Program
Yes
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Phone:913-829-0800

Bonner Springs
301 Oak St
Bonner Springs, KS 66012
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Honeywell
23500 W 105th St
Olathe, KS 66061
Phone:913-599-1010

Lawrence-23rd Street
1001 E 23rd St
Lawrence, KS 66046-5003
Phone:913-599-1010

Lawrence-merc
901 Iowa St
Lawrence, KS 66044-1804
Phone:913-599-1010

Leavenworth
1608 S 4th St
Leavenworth, KS 66048
Phone:913-599-1010

Lenexa
Main Office

13001 W 95th St
Lenexa, KS 66215-3726
Phone:913-599-1010

Mission
6025 Lamar Ave
Mission, KS 66202
Phone:913-599-1010

North Oak
5001 N Oak Trfy
Kansas City, MO 64118
Phone:913-599-1010

Olathe-downtown
101 W Loula St
Olathe, KS 66061
Phone:913-599-1010

Olathe-east
14280 W 135th St
Olathe, KS 66062
Phone:913-599-1010

Smmc
9100 W 74th St
Shawnee Mission, KS 66204
Phone:913-599-1010

Wyandotte
8245 State Ave
Kansas City, KS 66112
Phone:913-599-1010

913-599-4816

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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