MAX Credit Union

Rated star_ratedstar_ratedstar_ratedstar_rated_halfstar_normal by Credit Guide
Review based on 12 criteria Rating: 3.5 out of 5

P.O. Box 244040, Montgomery, AL 36124-4040

Website

(334) 260-2600

Data Source: NCUA, December 31, 2016


MAX Credit Union was founded in 1955. Headquartered in Montgomery, Alabama, MAX Credit Union is a state chartered and federally insured credit union, being chartered in Alabama and insured through the National Credit Union Share Insurance Fund (NCUSIF). MAX Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, MAX Credit Union services 104,669 members through its 17 offices and branches and 307 full-time and 19 part-time employees. It has $1,242,870,839 of total assets and $172,886,755 of net worth. Based on its asset size and net worth ratio, MAX Credit Union is classified as a Well Capitalized large credit union.

MAX Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. MAX Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of MAX Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Alabama and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Alabama
Median of USA
Checking
0.2500
0.0000
0.0000
Savings
0.2500
0.2500
0.1200
Money Market
0.4100
0.3000
0.2500
Certificate Deplit
0.5900
0.6000
0.5800
IRA
0.6500
0.6000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Alabama
National Median Rates
Credit Cards
9.9900
9.9900
9.9900
Unsecured Line of Credits
18.0000
12.3550
10.9500
Short-term Small Amount
n/a
26.0000
25.0000
Student Loans
n/a
6.0000
6.0200
New Car Loans
4.6400
4.0000
3.3300
Used Car Loans
5.3300
5.3300
4.5000
1st Mortgage Real Estates
3.3800
4.5000
4.2500
Other Real Estates
4.0000
5.0000
4.7000

MAX Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by MAX Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
Yes
Bill Payment
Yes
Yes
e-Statements
Yes
Loan Payments
Yes
Yes
Account Balance Inquiry
Yes
Yes
Yes
View Account History
Yes
Yes

As a community financial institution, MAX Credit Union actively involves in local communities by prliding services such as financial education.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
No
Insurance/Investment Sales
Yes
First Time Homebuyer Program
No
Auburn
336 N Gay St
Auburn, AL 36830-3992
Phone:334-386-6140

Baptist South
2055 E South Blvd Suite 105
Montgomery, AL 36116
Phone:334-260-2600

Cobbs Ford Road
2309 Cobbs Ford Rd
Prattville, AL 36066
Phone:334-290-3000

Downtown
401 Monroe St
Montgomery, AL 36104
Phone:334-215-5571

Eastdale
Main Office

400 Eastdale Cir
Montgomery, AL 36117-2114
Phone:334-260-2600

Frederick Road
3021 Frederick Rd Suite 1
Opelika, AL 36801
Phone:334-215-4042

Gunter
100 S Turner Blvd Bldg 826
Montgomery, AL 36114-3011
Phone:334-215-5487

Maxwell
10 E Selfridge St Bldg 1133
Montgomery, AL 36112-5989
Phone:334-215-5472

Millbrook
3441 Highway 14
Millbrook, AL 36054
Phone:334-215-5900

Prattville Main Street
752 E Main St
Prattville, AL 36067
Phone:334-215-5514

Tallassee
1604 Al Highway 229 S
Tallassee, AL 36078-1708
Phone:334-215-5620

Taylor Road
3401 Malcolm Dr
Montgomery, AL 36116-8818
Phone:334-215-5611

Troy
1207 Highway 231 S
Troy, AL 36081
Phone:334-260-2600

Vaughn Road
5245 Vaughn Rd
Montgomery, AL 36116
Phone:334-215-5522

West Montgomery
4705 Mobile Hwy
Montgomery, AL 36108-5126
Phone:334-215-5496

Wetumpka
94 Captain Crommelin Dr
Wetumpka, AL 36092
Phone:334-215-5541

Zelda Road
2785 Zelda Rd
Montgomery, AL 36106-2698
Phone:334-215-5552

(334) 277-5121

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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