Mccoy Federal Credit Union

Rated star_ratedstar_ratedstar_ratedstar_rated_halfstar_normal by Credit Guide
Review based on 12 criteria Rating: 3.5 out of 5

PO Box 593806, Orlando, FL 32859-3806

Website

(407) 855-5452

Data Source: NCUA, December 31, 2016


Mccoy Federal Credit Union was founded in 1954. Headquartered in Orlando, Florida, Mccoy Federal Credit Union is a federally chartered and federally insured credit union, operating within the regulation of the National Credit Union Association (NCUA) and being insured through the National Credit Union Share Insurance Fund (NCUSIF). Mccoy Federal Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Mccoy Federal Credit Union services 62,133 members through its 13 offices and branches and 229 full-time employees. It has $540,643,352 of total assets and $50,669,143 of net worth. Based on its asset size and net worth ratio, Mccoy Federal Credit Union is classified as a Well Capitalized large credit union.

Mccoy Federal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Mccoy Federal Credit Union also provides an array of services to its members and local communities. Mccoy Federal Credit Union plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Mccoy Federal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Florida and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Florida
Median of USA
Checking
0.0000
0.0000
0.0000
Savings
0.1500
0.1500
0.1200
Money Market
0.2000
0.3000
0.2500
Certificate Deplit
0.4000
0.6100
0.5800
IRA
0.4000
0.4350
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Florida
National Median Rates
Credit Cards
9.7500
10.0000
9.9900
Unsecured Line of Credits
9.2500
11.2800
10.9500
Short-term Small Amount
n/a
24.0000
25.0000
Student Loans
n/a
5.9750
6.0200
New Car Loans
3.0000
3.2600
3.3300
Used Car Loans
10.5000
4.4350
4.5000
1st Mortgage Real Estates
3.5000
4.5000
4.2500
Other Real Estates
4.0000
5.0000
4.7000

Mccoy Federal Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Mccoy Federal Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
Yes
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
Yes
View Account History
Yes
No

As a community financial institution, Mccoy Federal Credit Union actively involves in local communities by prliding services such as financial counseling, financial education, financial literacy workshops, first tim home buyer programs, and student scholarships.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
Yes
Insurance/Investment Sales
Yes
First Time Homebuyer Program
Yes
Mccoy Federal Credit Union
Main Office

41 W Michigan St
Orlando, FL 32806
Phone:407-855-5452

Mccoy Federal Credit Union
2871 Clayton Crossing Way # S-1
Oviedo, FL 32765
Phone:32765

Mccoy Federal Credit Union
1900 Mccoy Rd
Orlando, FL 32809
Phone:407-855-5452

Mccoy Federal Credit Union
2075 Central Florida Pkwy
Orlando, FL 32837
Phone:407-855-5452

Mccoy Federal Credit Union
35 W Michigan St
Orlando, FL 32806
Phone:407-855-5452

Mccoy Federal Credit Union
5620 L B Mcleod Rd
Orlando, FL 32811
Phone:407-855-5452

Mccoy Federal Credit Union
502 S Chickasaw Trl
Orlando, FL 32825
Phone:407-855-5452

Mccoy Federal Credit Union
931 N Park Ave
Apopka, FL 32712
Phone:407-855-5452

Mccoy Federal Credit Union
1575 E Silver Star Rd
Ocoee, FL 34761
Phone:407-855-5452

Mccoy Federal Credit Union
5201 Raymond St Rm 1202
Orlando, FL 32803
Phone:407-855-5452

Mccoy Federal Credit Union
9101 Narcoossee Rd
Orlando, FL 32827
Phone:407-855-5452

Mccoy Federal Credit Union
1051 E Highway 50
Clermont, FL 34711-3240
Phone:407-855-5452

Mccoy Federal Credit Union
1221 W Osceola Pkwy
Kissimmee, FL 34741
Phone:407-855-5452

Mccoy Federal Credit Union
5757 Curry Ford Rd
Orlando, FL 32822
Phone:407-855-5452

(407) 472-2792

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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