Members 1st Credit Union

Rated star_ratedstar_ratedstar_rated_halfstar_normalstar_normal by Credit Guide
Review based on 12 criteria Rating: 2.5 out of 5

PO Box 492395, Redding, CA 96049-2395

Website

(530) 222-6060

Data Source: NCUA, December 31, 2016


Members 1st Credit Union, CA was founded in 1936. Headquartered in Redding, California, Members 1st Credit Union, CA is a state chartered and federally insured credit union, being chartered in California and insured through the National Credit Union Share Insurance Fund (NCUSIF). Members 1st Credit Union, CA is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Members 1st Credit Union, CA services 18,382 members through its 5 offices and branches and 50 full-time and 6 part-time employees. It has $171,880,786 of total assets and $17,370,385 of net worth. Based on its asset size and net worth ratio, Members 1st Credit Union, CA is classified as a Well Capitalized medium large credit union.

Members 1st Credit Union, CA offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Members 1st Credit Union, CA also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Members 1st Credit Union, CA’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in California and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of California
Median of USA
Checking
0.0000
0.0000
0.0000
Savings
0.0500
0.1000
0.1200
Money Market
0.1000
0.1900
0.2500
Certificate Deplit
0.3000
0.5500
0.5800
IRA
0.1000
0.4500
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of California
National Median Rates
Credit Cards
9.9900
10.0400
9.9900
Unsecured Line of Credits
11.9900
10.9900
10.9500
Short-term Small Amount
n/a
28.0000
25.0000
Student Loans
n/a
5.7500
6.0200
New Car Loans
2.9900
3.0000
3.3300
Used Car Loans
3.4500
3.7400
4.5000
1st Mortgage Real Estates
3.7500
4.0300
4.2500
Other Real Estates
5.0000
4.7400
4.7000

Members 1st Credit Union, CA prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Members 1st Credit Union, CA.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
No
New Share Account
No
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
Yes
View Account History
Yes
No

As a community financial institution, Members 1st Credit Union, CA actively involves in local communities by prliding services such as financial counseling, financial education, financial literacy workshops.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
No
Insurance/Investment Sales
No
First Time Homebuyer Program
No
Members 1st Credit Union – Anderson Branch
5020 Rhonda Rd
Anderson, CA 96007-9014
Phone:530-222-6060

Members 1st Credit Union – Hilltop Branch
1380 Hilltop Dr
Redding, CA 96003-3805
Phone:530-222-6060

Members 1st Credit Union – Pine Street
1260 Pine St
Redding, CA 96001-0606
Phone:530-222-6060

Members 1st Credit Union Corporate Office
Main Office

4710 Mountain Lakes Blvd
Redding, CA 96003
Phone:530-222-6060

(530) 221-5532

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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