Members Credit Union

Rated star_ratedstar_ratedstar_rated_halfstar_normalstar_normal by Credit Guide
Review based on 12 criteria Rating: 2.5 out of 5

PO Box 5297, Winston Salem, NC 27113-5297

Website

(336) 748-4800

Data Source: NCUA, December 31, 2016


Members Credit Union, NC was founded in 1953. Headquartered in Winston Salem, North Carolina, Members Credit Union, NC is a state chartered and federally insured credit union, being chartered in North Carolina and insured through the National Credit Union Share Insurance Fund (NCUSIF). Members Credit Union, NC is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Members Credit Union, NC services 50,812 members through its 18 offices and branches and 95 full-time and 2 part-time employees. It has $275,199,881 of total assets and $28,825,713 of net worth. Based on its asset size and net worth ratio, Members Credit Union, NC is classified as a Well Capitalized medium large credit union.

Members Credit Union, NC offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Members Credit Union, NC also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Members Credit Union, NC’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in North Carolina and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of North Carolina
Median of USA
Checking
0.0500
0.0500
0.0000
Savings
0.1500
0.1650
0.1200
Money Market
0.3000
0.3500
0.2500
Certificate Deplit
0.4740
0.6050
0.5800
IRA
0.6520
0.7500
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of North Carolina
National Median Rates
Credit Cards
n/a
9.9700
9.9900
Unsecured Line of Credits
10.4900
12.0300
10.9500
Short-term Small Amount
n/a
18.0000
25.0000
Student Loans
n/a
6.7500
6.0200
New Car Loans
2.9200
3.7500
3.3300
Used Car Loans
3.1000
4.7500
4.5000
1st Mortgage Real Estates
3.4200
4.2500
4.2500
Other Real Estates
5.5000
4.7500
4.7000

Members Credit Union, NC prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Members Credit Union, NC.

Electronic Banking Service Offerings

Membership Application
No
No
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
No
No
New Share Account
No
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
No
View Account History
Yes
No

As a community financial institution, Members Credit Union, NC actively involves in local communities by prliding services such as financial counseling, financial education, and first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
Yes
Insurance/Investment Sales
Yes
First Time Homebuyer Program
No
Members Credit Union – Durham
101 City Hall Plz
Durham, NC 27701-3329
Phone:919-560-4177

Members Credit Union – Elkin
827 N Bridge St
Elkin, NC 28621-3008
Phone:336-526-0373

Members Credit Union – Fayetteville
458 Whitfield St
Fayetteville, NC 28306-1614
Phone:910-609-0608

Members Credit Union – Greensboro
4160 Piedmont Pkwy Ste 150
Greensboro, NC 27410-8174
Phone:336-852-1424

Members Credit Union – Hickory
2142 12th Ave Ne
Hickory, NC 28601-3182
Phone:828-327-3232

Members Credit Union – High Point
1701 Westchester Dr Ste 510
High Point, NC 27262-7202
Phone:336-886-4415

Members Credit Union – Hope Mills
5466 Trade St
Hope Mills, NC 28348-1919
Phone:910-425-6806

Members Credit Union – Kernersville
1407 Nc Highway 66 S Ste A
Kernersville, NC 27284
Phone:336-993-3059

Members Credit Union – Lenoir
1240 Morganton Blvd Sw
Lenoir, NC 28645-5504
Phone:828-757-3299

Members Credit Union – Lincolnton
1822 N Aspen St
Lincolnton, NC 28092-6303
Phone:704-732-2980

Members Credit Union – Lumberton
4344 Fayetteville Rd
Lumberton, NC 28358-2677
Phone:910-738-2100

Members Credit Union – Main
2098 Frontis Plaza Blvd Ste A
Winston Salem, NC 27103-5779
Phone:336-748-4800

Members Credit Union – Morganton
100 Fayetteville St
Clinton, NC 28328-3902
Phone:910-590-3222

Members Credit Union – Morganton
106 E Fleming Dr
Morganton, NC 28655-3674
Phone:828-438-0070

Members Credit Union – Newton
2475 Northwest Blvd
Newton, NC 28658-3727
Phone:828-464-0333

Members Credit Union – Thomasville
1033 Randolph St Ste 21
Thomasville, NC 27360-5731
Phone:336-475-5922

Members Credit Union – Valdese
835 Main St W
Valdese, NC 28690-2609
Phone:828-874-3900

Members Credit Union – Winston Salem (north)
446 E Hanes Mill Rd
Winston Salem, NC 27105-9136
Phone:336-377-2336

(336) 748-4620

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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