Meritrust Credit Union

Rated star_ratedstar_ratedstar_ratedstar_rated_halfstar_normal by Credit Guide
Review based on 12 criteria Rating: 3.5 out of 5

8710 E 32nd St N, Wichita, KS 67226

Website

(316) 683-1199

Data Source: NCUA, December 31, 2016


Meritrust Credit Union was founded in 1935. Headquartered in Wichita, Kansas, Meritrust Credit Union is a state chartered and federally insured credit union, being chartered in Kansas and insured through the National Credit Union Share Insurance Fund (NCUSIF). Meritrust Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Meritrust Credit Union services 90,794 members through its 15 offices and branches and 301 full-time and 30 part-time employees. It has $1,269,572,661 of total assets and $118,959,628 of net worth. Based on its asset size and net worth ratio, Meritrust Credit Union is classified as a Well Capitalized large credit union.

Meritrust Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Meritrust Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Meritrust Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Kansas and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Kansas
Median of USA
Checking
0.0280
0.0000
0.0000
Savings
0.0500
0.2000
0.1200
Money Market
0.3820
0.2500
0.2500
Certificate Deplit
1.8700
0.7000
0.5800
IRA
2.0200
0.6500
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Kansas
National Median Rates
Credit Cards
10.9900
10.9550
9.9900
Unsecured Line of Credits
13.1500
12.0000
10.9500
Short-term Small Amount
n/a
NaN
25.0000
Student Loans
n/a
7.5000
6.0200
New Car Loans
5.2300
3.9450
3.3300
Used Car Loans
5.4600
5.4600
4.5000
1st Mortgage Real Estates
4.0100
4.0650
4.2500
Other Real Estates
4.2200
5.0000
4.7000

Meritrust Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Meritrust Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
No
Bill Payment
Yes
Yes
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
Yes
View Account History
Yes
No

As a community financial institution, Meritrust Credit Union actively involves in local communities by prliding services such as financial counseling, financial education, financial literacy workshops, first tim home buyer programs, and student scholarships.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
Yes
Insurance/Investment Sales
Yes
First Time Homebuyer Program
Yes
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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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