Mid Carolina Credit Union

Rated star_ratedstar_ratedstar_rated_halfstar_normalstar_normal by Credit Guide
Review based on 12 criteria Rating: 2.5 out of 5

PO Box 549, Lugoff, SC 29078

Website

(803) 432-8521

Data Source: NCUA, December 31, 2016


MID Carolina Credit Union was founded in 1961. Headquartered in Lugoff, South Carolina, MID Carolina Credit Union is a state chartered and federally insured credit union, being chartered in South Carolina and insured through the National Credit Union Share Insurance Fund (NCUSIF). MID Carolina Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, MID Carolina Credit Union services 14,612 members through its 4 offices and branches and 38 full-time and 8 part-time employees. It has $124,860,548 of total assets and $17,585,312 of net worth. Based on its asset size and net worth ratio, MID Carolina Credit Union is classified as a Well Capitalized medium large credit union.

MID Carolina Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. MID Carolina Credit Union also provides an array of services to its members and local communities. MID Carolina Credit Union plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of MID Carolina Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in South Carolina and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of South Carolina
Median of USA
Checking
0.0000
0.0500
0.0000
Savings
0.1500
0.1000
0.1200
Money Market
0.0000
0.2000
0.2500
Certificate Deplit
0.8000
0.4000
0.5800
IRA
1.1000
0.4000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of South Carolina
National Median Rates
Credit Cards
9.9000
9.9000
9.9900
Unsecured Line of Credits
13.0000
13.0600
10.9500
Short-term Small Amount
n/a
28.0000
25.0000
Student Loans
n/a
8.3500
6.0200
New Car Loans
3.9500
3.9000
3.3300
Used Car Loans
3.9500
5.2000
4.5000
1st Mortgage Real Estates
4.5000
4.3800
4.2500
Other Real Estates
5.0000
4.9950
4.7000

MID Carolina Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by MID Carolina Credit Union.

Electronic Banking Service Offerings

Membership Application
No
No
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
No
New Share Account
No
Bill Payment
Yes
Yes
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
No
View Account History
Yes
No

.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
No
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
No
Insurance/Investment Sales
No
First Time Homebuyer Program
No
Blythewood
10350 Wilson Blvd
Blythewood, SC 29016
Phone:803-432-8521

Camden
1015 Mill St
Camden, SC 29020
Phone:803-432-8521

Elgin
2480 Main St
Elgin, SC 29045
Phone:803-432-8521

Lugoff
Main Office

719 Highway 1 S
Lugoff, SC 29078
Phone:803-432-8521

(803) 425-1936

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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