Data Source: NCUA, December 31, 2016
Monterey Credit Union was founded in 1968. Headquartered in Monterey, California, Monterey Credit Union is a state chartered and not federally insured credit union, being chartered in California but not insured through the National Credit Union Share Insurance Fund (NCUSIF). Monterey Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.
As of December 31, 2016, Monterey Credit Union services 18,615 members through its 7 offices and branches and 67 full-time and 2 part-time employees. It has $231,987,062 of total assets and $32,523,184 of net worth. Based on its asset size and net worth ratio, Monterey Credit Union is classified as a Well Capitalized medium large credit union.
Monterey Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Monterey Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.
The following two tables list the deplitory and loan interest rates of Monterey Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in California and in the nation.
Major Deplitory Accounts and Interest Rates (%)
Major Loan Accounts and Interest Rates (%)
Monterey Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Monterey Credit Union.
Electronic Banking Service Offerings
As a community financial institution, Monterey Credit Union actively involves in local communities by prliding services such as financial literacy workshops.
Community and other Service Offerings
26135 Carmel Rancho Blvd Ste B5
Carmel, CA 93923
915 Playa Ave Ste B
Sand City, CA 93955
501 E Franklin St
Monterey, CA 93940
1566 N Main St
Salinas, CA 93906
1760 Airline Hwy Ste H2
Hollister, CA 95023
Monterey Credit Union
2600 Garden Rd Ste 115
Monterey, CA 93940-5321
Pacific Grove Branch
161 Fountain Ave
Pacific Grove, CA 93950
2750 41st Ave Ste F
Soquel, CA 95073