Navigant Credit Union

Rated star_ratedstar_ratedstar_ratedstar_rated_halfstar_normal by Credit Guide
Review based on 12 criteria Rating: 3.5 out of 5

1005 Douglas Pike, Smithfield, RI 02917

Website

(401) 233-4300

Data Source: NCUA, December 31, 2016


Navigant Credit Union was founded in 1915. Headquartered in Smithfield, Rhode Island, Navigant Credit Union is a state chartered and federally insured credit union, being chartered in Rhode Island and insured through the National Credit Union Share Insurance Fund (NCUSIF). Navigant Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Navigant Credit Union services 78,682 members through its 16 offices and branches and 265 full-time and 14 part-time employees. It has $1,791,596,333 of total assets and $201,775,421 of net worth. Based on its asset size and net worth ratio, Navigant Credit Union is classified as a Well Capitalized large credit union.

Navigant Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Navigant Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Navigant Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Rhode Island and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Rhode Island
Median of USA
Checking
0.0500
0.0000
0.0000
Savings
0.1000
0.1750
0.1200
Money Market
0.1000
0.3000
0.2500
Certificate Deplit
1.2500
0.7500
0.5800
IRA
1.2500
1.2500
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Rhode Island
National Median Rates
Credit Cards
n/a
11.0000
9.9900
Unsecured Line of Credits
18.0000
11.3850
10.9500
Short-term Small Amount
n/a
NaN
25.0000
Student Loans
n/a
7.4500
6.0200
New Car Loans
2.4900
2.4900
3.3300
Used Car Loans
5.9900
3.4900
4.5000
1st Mortgage Real Estates
3.2300
4.0000
4.2500
Other Real Estates
1.9900
4.5850
4.7000

Navigant Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Navigant Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
Yes
Bill Payment
Yes
Yes
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
No
View Account History
Yes
No

As a community financial institution, Navigant Credit Union actively involves in local communities by prliding services such as financial counseling, financial education, financial literacy workshops, first tim home buyer programs, and student scholarships.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
Yes
Insurance/Investment Sales
Yes
First Time Homebuyer Program
Yes
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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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