NEA Federal Credit Union

Rated star_ratedstar_ratedstar_rated_halfstar_normalstar_normal by Credit Guide
Review based on 12 criteria Rating: 2.5 out of 5

35 Bardonia Rd, Bardonia, NY 10954

Website

(845) 735-1818

Data Source: NCUA, December 31, 2016


NEA Federal Credit Union was founded in 1976. Headquartered in Bardonia, New York, NEA Federal Credit Union is a federally chartered and federally insured credit union, operating within the regulation of the National Credit Union Association (NCUA) and being insured through the National Credit Union Share Insurance Fund (NCUSIF). NEA Federal Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, NEA Federal Credit Union services 13,892 members through its 6 offices and branches and 34 full-time employees. It has $95,659,636 of total assets and $6,276,767 of net worth. Based on its asset size and net worth ratio, NEA Federal Credit Union is classified as a Adequately Capitalized medium credit union.

NEA Federal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. NEA Federal Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of NEA Federal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in New York and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of New York
Median of USA
Checking
0.0000
0.0000
0.0000
Savings
0.0100
0.1500
0.1200
Money Market
0.1500
0.2500
0.2500
Certificate Deplit
0.2500
0.6000
0.5800
IRA
0.2500
0.5000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of New York
National Median Rates
Credit Cards
7.9000
9.9000
9.9900
Unsecured Line of Credits
11.9000
9.9400
10.9500
Short-term Small Amount
n/a
24.0000
25.0000
Student Loans
n/a
6.0000
6.0200
New Car Loans
2.9900
3.0000
3.3300
Used Car Loans
2.9900
4.2500
4.5000
1st Mortgage Real Estates
3.5000
4.0000
4.2500
Other Real Estates
4.5000
4.4700
4.7000

NEA Federal Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by NEA Federal Credit Union.

Electronic Banking Service Offerings

Membership Application
No
No
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
No
New Share Account
Yes
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
No
View Account History
Yes
No

As a community financial institution, NEA Federal Credit Union actively involves in local communities by prliding services such as financial counseling .

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
No
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
No
Insurance/Investment Sales
No
First Time Homebuyer Program
No
Accounting Office
14 Liberty Square Mall
Stony Point, NY 10980-2400
Phone:845-735-1818

Greenburgh Town Hall
177 Hillside Ave
White Plains, NY 10607-1446
Phone:914-422-2555

Headquarters
Main Office

35 Bardonia Rd
Bardonia, NY 10954
Phone:845-735-1818

Montrose Va Hospital Branch
2094 Albany Post Rd
Montrose, NY 10548-1454
Phone:914-737-3507

Norwalk Branch
250 Westport Ave
Norwalk, CT 06851-4158
Phone:203-838-0433

Stony Point Branch
35 S Liberty Dr
Stony Point, NY 10980-2321
Phone:845-735-1818

Yale Branch
55 Whitney Ave
New Haven, CT 06510
Phone:203-624-0735

(845) 735-1503

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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