Numerica Credit Union

Rated star_ratedstar_ratedstar_ratedstar_ratedstar_normal by Credit Guide
Review based on 12 criteria Rating: 4 out of 5

PO Box 4000, Spokane Valley, WA 99037

Website

(509) 535-7613

Data Source: NCUA, December 31, 2016


Numerica Credit Union was founded in 1941. Headquartered in Spokane Valley, Washington, Numerica Credit Union is a state chartered and federally insured credit union, being chartered in Washington and insured through the National Credit Union Share Insurance Fund (NCUSIF). Numerica Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Numerica Credit Union services 129,617 members through its 19 offices and branches and 433 full-time and 20 part-time employees. It has $1,801,924,214 of total assets and $189,716,891 of net worth. Based on its asset size and net worth ratio, Numerica Credit Union is classified as a Well Capitalized large credit union.

Numerica Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Numerica Credit Union also provides an array of services to its members and local communities. Numerica Credit Union plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Numerica Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Washington and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Washington
Median of USA
Checking
0.1100
0.0100
0.0000
Savings
0.1100
0.1000
0.1200
Money Market
0.0000
0.2000
0.2500
Certificate Deplit
1.4000
0.4200
0.5800
IRA
1.4800
0.3500
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Washington
National Median Rates
Credit Cards
8.9000
9.9000
9.9900
Unsecured Line of Credits
9.9000
10.5750
10.9500
Short-term Small Amount
n/a
28.0000
25.0000
Student Loans
n/a
5.7850
6.0200
New Car Loans
2.9900
3.4500
3.3300
Used Car Loans
2.9900
4.5500
4.5000
1st Mortgage Real Estates
5.9900
4.2500
4.2500
Other Real Estates
5.9900
4.9600
4.7000

Numerica Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Numerica Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
Yes
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
No
View Account History
Yes
Yes

As a community financial institution, Numerica Credit Union actively involves in local communities by prliding services such as financial counseling, financial education, financial literacy workshops, first tim home buyer programs, and student scholarships.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
Yes
Insurance/Investment Sales
Yes
First Time Homebuyer Program
Yes
Airway Heights
1210 S Hayford Rd
Airway Heights, WA 99001
Phone:509-535-7613

Coeur D’alene
465 W Bosanko Ave
Coeur D Alene, ID 83815
Phone:208-667-5151

Downtown
502 W Riverside Ave Ste 100
Spokane, WA 99201
Phone:509-535-7613

East Wenatchee
477 Grant Rd
East Wenatchee, WA 98802
Phone:509-662-6117

Five Mile
1916 W Francis Ave
Spokane, WA 99205
Phone:509-535-7613

Hayden
8370 N Cornerstone Dr
Hayden, ID 83835
Phone:208-667-5151

Headquarters
Main Office

14610 E Sprague Ave
Spokane Valley, WA 99216
Phone:509-535-7613

Kennewick
3115 W Kennewick Ave
Kennewick, WA 99336
Phone:509-734-6900

Lyons
303 E Lyons Ave
Spokane, WA 99208
Phone:509-535-7613

Pasco
4820 N Road 68
Pasco, WA 99301
Phone:509-734-6900

Post Falls
775 N Highway 41 Ste 4b
Post Falls, ID 83854
Phone:509-535-7613

Regal
4911 S Regal St
Spokane, WA 99223
Phone:509-343-7848

Richland
3045 Duportail St
Richland, WA 99352-6103
Phone:509-734-6931

South Hill
2202 E 29th Ave
Spokane, WA 99203
Phone:509-535-7613

Sprague
4909 E Sprague Ave
Spokane Valley, WA 99212
Phone:509-688-6839

Sullivan
722 N Sullivan Rd
Spokane Valley, WA 99037
Phone:509-535-7613

U-city
10618 E Sprague Ave
Spokane Valley, WA 99206
Phone:509-535-7613

Wandermere
405 E Farwell Rd
Spokane, WA 99218
Phone:509-535-7613

Wenatchee
615 N Emerson Ave
Wenatchee, WA 98801
Phone:509-662-6117

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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