Oakdale Credit Union

Rated star_ratedstar_ratedstar_rated_halfstar_normalstar_normal by Credit Guide
Review based on 12 criteria Rating: 2.5 out of 5

P.O. Box 115, Oakdale, WI 54649

Website

(608) 372-3939

Data Source: NCUA, December 31, 2016


Oakdale Credit Union was founded in 1953. Headquartered in Oakdale, Wisconsin, Oakdale Credit Union is a state chartered and federally insured credit union, being chartered in Wisconsin and insured through the National Credit Union Share Insurance Fund (NCUSIF). Oakdale Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Oakdale Credit Union services 10,694 members through its 3 offices and branches and 19 full-time and 3 part-time employees. It has $65,936,558 of total assets and $4,939,028 of net worth. Based on its asset size and net worth ratio, Oakdale Credit Union is classified as a Well Capitalized medium credit union.

Oakdale Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Oakdale Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Oakdale Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Wisconsin and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Wisconsin
Median of USA
Checking
0.0300
0.0100
0.0000
Savings
0.0500
0.1000
0.1200
Money Market
0.0700
0.2200
0.2500
Certificate Deplit
0.2500
0.5000
0.5800
IRA
0.1500
0.5000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Wisconsin
National Median Rates
Credit Cards
9.5000
9.9900
9.9900
Unsecured Line of Credits
9.0000
11.0000
10.9500
Short-term Small Amount
n/a
NaN
25.0000
Student Loans
n/a
5.5000
6.0200
New Car Loans
4.7400
3.0100
3.3300
Used Car Loans
5.5000
3.9900
4.5000
1st Mortgage Real Estates
4.2500
4.0900
4.2500
Other Real Estates
4.5000
4.5000
4.7000

Oakdale Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Oakdale Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
No
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
No
New Share Account
Yes
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
No
View Account History
Yes
No

As a community financial institution, Oakdale Credit Union actively involves in local communities by prliding services such as financial education, and first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
Yes
Insurance/Investment Sales
No
First Time Homebuyer Program
No
Oakdale Credit Union
Main Office

128 E Badger Dr
Tomah, WI 54660
Phone:608-372-3939

Oakdale Credit Union – Mauston Branch
904 W State St
Mauston, WI 53948
Phone:608-847-6364

Oakdale Credit Union – Reedsburg Branch
132 S Park St
Reedsburg, WI 53959
Phone:608-524-5885

(608) 372-9393

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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