OLD Hickory Credit Union

Rated star_ratedstar_ratedstar_ratedstar_normalstar_normal by Credit Guide
Review based on 12 criteria Rating: 3 out of 5

PO Box 431, Old Hickory, TN 37138

Website

(615) 847-4043

Data Source: NCUA, December 31, 2016


Old Hickory Credit Union was founded in 1934. Headquartered in Old Hickory, Tennessee, Old Hickory Credit Union is a state chartered and federally insured credit union, being chartered in Tennessee and insured through the National Credit Union Share Insurance Fund (NCUSIF). Old Hickory Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Old Hickory Credit Union services 21,982 members through its 7 offices and branches and 73 full-time and 1 part-time employees. It has $230,829,050 of total assets and $20,396,564 of net worth. Based on its asset size and net worth ratio, Old Hickory Credit Union is classified as a Well Capitalized medium large credit union.

Old Hickory Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Old Hickory Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Old Hickory Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Tennessee and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Tennessee
Median of USA
Checking
0.0000
0.0050
0.0000
Savings
0.0200
0.1000
0.1200
Money Market
0.0500
0.2000
0.2500
Certificate Deplit
0.1500
0.5000
0.5800
IRA
0.3000
0.5500
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Tennessee
National Median Rates
Credit Cards
8.4900
9.9950
9.9900
Unsecured Line of Credits
11.5000
10.6000
10.9500
Short-term Small Amount
n/a
21.0000
25.0000
Student Loans
n/a
6.0000
6.0200
New Car Loans
1.9900
3.0000
3.3300
Used Car Loans
2.4900
4.4900
4.5000
1st Mortgage Real Estates
3.7500
4.2500
4.2500
Other Real Estates
4.0000
5.0000
4.7000

Old Hickory Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Old Hickory Credit Union.

Electronic Banking Service Offerings

Membership Application
No
No
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
Yes
Bill Payment
Yes
Yes
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
No
View Account History
Yes
No

As a community financial institution, Old Hickory Credit Union actively involves in local communities by prliding services such as financial education, financial literacy workshops.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
No
Insurance/Investment Sales
Yes
First Time Homebuyer Program
No
Greenbrier
2338 Highway 41 S
Greenbrier, TN 37073
Phone:615-847-4043

Hendersonville
543 E Main St
Hendersonville, TN 37075
Phone:615-847-4043

Lebanon
1401 W Main St
Lebanon, TN 37087
Phone:615-847-4043

Old Hickory
Main Office

1000 Industrial Dr
Old Hickory, TN 37138-3695
Phone:615-847-4043

Portland
103 Kirby Dr
Portland, TN 37148-2072
Phone:615-847-4043

Rivergate
708 Rivergate Pkwy
Goodlettsville, TN 37072
Phone:615-847-4043

South
1732 Lebanon Pike Cir
Nashville, TN 37210
Phone:615-847-4043

(615) 847-7399

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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