Ornl Federal Credit Union

Rated star_ratedstar_ratedstar_ratedstar_rated_halfstar_normal by Credit Guide
Review based on 12 criteria Rating: 3.5 out of 5

P.O. Box 365, Oak Ridge, TN 37831

Website

(865) 688-9555

Data Source: NCUA, December 31, 2016


Ornl Federal Credit Union was founded in 1948. Headquartered in Oak Ridge, Tennessee, Ornl Federal Credit Union is a federally chartered and federally insured credit union, operating within the regulation of the National Credit Union Association (NCUA) and being insured through the National Credit Union Share Insurance Fund (NCUSIF). Ornl Federal Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Ornl Federal Credit Union services 154,325 members through its 31 offices and branches and 485 full-time and 19 part-time employees. It has $1,863,094,424 of total assets and $197,381,780 of net worth. Based on its asset size and net worth ratio, Ornl Federal Credit Union is classified as a Well Capitalized large credit union.

Ornl Federal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Ornl Federal Credit Union also provides an array of services to its members and local communities. Ornl Federal Credit Union plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Ornl Federal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Tennessee and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Tennessee
Median of USA
Checking
0.0300
0.0050
0.0000
Savings
0.0300
0.1000
0.1200
Money Market
0.1500
0.2000
0.2500
Certificate Deplit
0.6000
0.5000
0.5800
IRA
0.2000
0.5500
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Tennessee
National Median Rates
Credit Cards
10.4900
9.9950
9.9900
Unsecured Line of Credits
12.4900
10.6000
10.9500
Short-term Small Amount
n/a
21.0000
25.0000
Student Loans
6.4000
6.0000
6.0200
New Car Loans
2.8900
3.0000
3.3300
Used Car Loans
2.8900
4.4900
4.5000
1st Mortgage Real Estates
4.0000
4.2500
4.2500
Other Real Estates
6.2100
5.0000
4.7000

Ornl Federal Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Ornl Federal Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
Yes
Bill Payment
Yes
Yes
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
Yes
View Account History
Yes
No

As a community financial institution, Ornl Federal Credit Union actively involves in local communities by prliding services such as financial counseling, financial education, financial literacy workshops, first tim home buyer programs, and student scholarships.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
Yes
Insurance/Investment Sales
Yes
First Time Homebuyer Program
Yes
Alcoa
103 Hamilton Crossing Dr
Alcoa, TN 37701
Phone:865-688-9555

Bearden
5505 Kingston Pike
Knoxville, TN 37919
Phone:865-688-9555

Clinton
1117 N Charles G Seivers Blvd
Clinton, TN 37716-3943
Phone:865-688-9555

Clinton Food City
507 S Charles G Seivers Blvd
Clinton, TN 37716
Phone:865-688-9555

East Knox
3634 E Magnolia Ave
Knoxville, TN 37914-3907
Phone:865-688-9555

Farragut
11405 Municipal Center Dr
Farragut, TN 37934-2859
Phone:865-688-9555

Farragut Kroger
11240 Kingston Pike
Farragut, TN 37934
Phone:865-688-9555

Food City Morrell Road
284 Morrell Rd
Knoxville, TN 37919
Phone:865-688-9555

Fountain City
5208 N Broadway St Fountain View Plaza
Knoxville, TN 37918-2344
Phone:865-688-9555

Halls
4510 E Emory Rd
Knoxville, TN 37938
Phone:865-688-9555

Karns
7228 Oak Ridge Hwy
Knoxville, TN 37931
Phone:865-688-9555

Kingston
1204 N Kentucky St
Kingston, TN 37763
Phone:865-688-9555

Lab
1 Bethel Valley Rd
Oak Ridge, TN 37830
Phone:865-688-9555

Lafollette
2229 Jacksboro Pike
La Follette, TN 37766-2904
Phone:865-688-9555

Lenoir City
895 Highway 321 N
Lenoir City, TN 37771
Phone:865-688-9555

Lenoir City Food City
1900 Highway 321 S
Lenoir City, TN 37772-4344
Phone:865-688-9555

Loudon
2859 Highway 72 N
Loudon, TN 37774-5725
Phone:865-688-9555

Madisonville
4201 Highway 411
Madisonville, TN 37354
Phone:865-688-9555

Maynardville Food City
4344 Maynardville Hwy
Maynardville, TN 37807-3618
Phone:865-688-9555

Middlebrook
9565 Middlebrook Pike
Knoxville, TN 37931
Phone:865-688-9555

Millertown Pike
5409 Millertown Pike
Knoxville, TN 37924
Phone:865-688-9555

Morristown
1730 W Andrew Johnson Hwy
Morristown, TN 37814-3737
Phone:865-688-9555

North Knoxville
808 Victor Dr
Knoxville, TN 37912
Phone:865-688-9555

Northshore Kroger
9501 S Northshore Dr
Knoxville, TN 37922
Phone:865-688-9555

Oak Ridge
Main Office

221 S Rutgers Ave
Oak Ridge, TN 37830-6770
Phone:865-688-9555

Oak Ridge Main Branch
215 S Rutgers Ave
Oak Ridge, TN 37830
Phone:865-688-9555

Oak Ridge Wal-mart
373 S Illinois Ave
Oak Ridge, TN 37830
Phone:865-688-9555

Powell Kroger
6702 Clinton Hwy
Knoxville, TN 37912
Phone:865-688-9555

Sevierville
699 Parkway Ste 5
Sevierville, TN 37862-4300
Phone:865-688-9555

South Knox
7325 Chapman Hwy
Knoxville, TN 37920
Phone:865-688-9555

Wal-mart Maryville
2410 Us Highway 411 S
Maryville, TN 37801-8629
Phone:865-688-9555

West Knoxville
8721 Kingston Pike
Knoxville, TN 37923
Phone:865-688-9555

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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