Data Source: NCUA, December 31, 2016
Pacific Postal Credit Union was founded in 1931. Headquartered in San Jose, California, Pacific Postal Credit Union is a state chartered and federally insured credit union, being chartered in California and insured through the National Credit Union Share Insurance Fund (NCUSIF). Pacific Postal Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.
As of December 31, 2016, Pacific Postal Credit Union services 14,399 members through its 4 offices and branches and 27 full-time employees. It has $216,752,575 of total assets and $29,892,465 of net worth. Based on its asset size and net worth ratio, Pacific Postal Credit Union is classified as a Well Capitalized medium large credit union.
Pacific Postal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Pacific Postal Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.
The following two tables list the deplitory and loan interest rates of Pacific Postal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in California and in the nation.
Major Deplitory Accounts and Interest Rates (%)
Major Loan Accounts and Interest Rates (%)
Pacific Postal Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Pacific Postal Credit Union.
Electronic Banking Service Offerings
As a community financial institution, Pacific Postal Credit Union actively involves in local communities by prliding services such as financial counseling, financial education, and first tim home buyer programs.
Community and other Service Offerings
1040 Leigh Ave
San Jose, CA 95126
North San Jose Branch
1750 Lundy Ave
San Jose, CA 95131
480 Roland Way Ste 102
Oakland, CA 94621
San Francisco Branch
175 Mendell St
San Francisco, CA 94124