Patelco Credit Union

Rated star_ratedstar_ratedstar_ratedstar_ratedstar_normal by Credit Guide
Review based on 12 criteria Rating: 4 out of 5

5050 Hopyard Rd, Pleasanton, CA 94588

Website

(800) 358-8228

Data Source: NCUA, December 31, 2016


Patelco Credit Union was founded in 1936. Headquartered in Pleasanton, California, Patelco Credit Union is a state chartered and federally insured credit union, being chartered in California and insured through the National Credit Union Share Insurance Fund (NCUSIF). Patelco Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Patelco Credit Union services 307,803 members through its 36 offices and branches and 594 full-time and 62 part-time employees. It has $5,463,780,767 of total assets and $601,269,395 of net worth. Based on its asset size and net worth ratio, Patelco Credit Union is classified as a Well Capitalized large credit union.

Patelco Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Patelco Credit Union also provides an array of services to its members and local communities. Patelco Credit Union plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Patelco Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in California and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of California
Median of USA
Checking
0.0700
0.0000
0.0000
Savings
0.1200
0.1000
0.1200
Money Market
0.7300
0.1900
0.2500
Certificate Deplit
1.6100
0.5500
0.5800
IRA
1.6200
0.4500
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of California
National Median Rates
Credit Cards
9.1300
10.0400
9.9900
Unsecured Line of Credits
10.6300
10.9900
10.9500
Short-term Small Amount
n/a
28.0000
25.0000
Student Loans
n/a
5.7500
6.0200
New Car Loans
2.7700
3.0000
3.3300
Used Car Loans
3.0800
3.7400
4.5000
1st Mortgage Real Estates
3.5000
4.0300
4.2500
Other Real Estates
4.2200
4.7400
4.7000

Patelco Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Patelco Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
Yes
Bill Payment
Yes
Yes
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
No
View Account History
Yes
No

As a community financial institution, Patelco Credit Union actively involves in local communities by prliding services such as financial counseling, financial education, financial literacy workshops.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
No
Insurance/Investment Sales
Yes
First Time Homebuyer Program
No
Berkeley
2033 Shattuck Ave
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Phone:510-649-6012

Brentwood
5601 Lone Tree Way Ste T-110
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Campbell
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Castro Valley
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Citrus Heights
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Concord
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Daly City
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Phone:650-301-7900

Danville
310 Hartz Ave
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Phone:925-855-2400

Dublin
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Phone:925-833-7380

ELK Grove/laguna
9121 E Stockton Blvd
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Phone:916-683-8400

Fairfield
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Phone:707-399-1960

Folsom
1300 E Bidwell St Ste 155
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Phone:916-817-6140

Fremont
5166 Mowry Ave
Fremont, CA 94538
Phone:510-818-8320

Hayward
24703 Amador St
Hayward, CA 94544-1832
Phone:510-784-5020

Headquarters
Main Office

5050 Hopyard Rd
Pleasanton, CA 94588
Phone:800-358-8228

Lafayette
3498 Mt Diablo Blvd # A
Lafayette, CA 94549
Phone:925-299-7220

Livermore
2245 Las Positas Rd
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Phone:925-606-2710

Milpitas
601 E Calaveras Blvd
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Phone:408-935-4000

Novato
140 Vintage Way Ste G9
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Phone:415-878-2240

Oakland
360 22nd St
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Phone:510-817-5000

Oakland Cc
1200 Clay St Ste 130 City Center
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Phone:510-302-2820

Pleasanton
4515 Rosewood Dr Ste 800
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Phone:925-460-1020

Redwood City
1105 Veterans Blvd
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Phone:650-839-8540

Rohnert Park
985 Golf Course Dr
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Phone:707-585-4800

Roseville
5040 Foothills Blvd
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Phone:916-872-6400

Sacramento-howe
1537 Howe Ave Ste 218
Sacramento, CA 95825
Phone:916-569-5280

San Bruno
1050 Admiral Ct Ste F
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Phone:650-827-8710

San Jose
1775 Story Rd Ste 110
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Phone:408-254-8020

San Leandro
1358 Fairmont Dr
San Leandro, CA 94578
Phone:510-317-7240

San Mateo
51 Bovet Rd
San Mateo, CA 94402
Phone:650-524-7860

San Ramon-bishop
5005 Executive Pkwy Ste 1cn70
San Ramon, CA 94583
Phone:925-327-2320

San Ramon-crow Canyon
2415 San Ramon Valley Blvd Ste 11
San Ramon, CA 94583
Phone:925-362-7440

Santa Clara
2654 El Camino Real
Santa Clara, CA 95051
Phone:408-553-6060

Santa Rosa
1965 Cleveland Ave
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Phone:707-573-7880

SF Downtown
124 2nd St
San Francisco, CA 94105
Phone:415-442-7123

Sf-sunset/noriega
1405 Noriega St
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Phone:415-759-4135

Walnut Creek
1790 N Broadway
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Phone:925-942-2280

One Review

  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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