Peoples Choice Credit Union – WI

Rated star_ratedstar_ratedstar_ratedstar_rated_halfstar_normal by Credit Guide
Review based on 12 criteria Rating: 3.5 out of 5

PO Box 567, Medford, WI 54451

Website

(715) 748-5303

Data Source: NCUA, December 31, 2016


Peoples Choice Credit Union, WI was founded in 1940. Headquartered in Medford, Wisconsin, Peoples Choice Credit Union, WI is a state chartered and federally insured credit union, being chartered in Wisconsin and insured through the National Credit Union Share Insurance Fund (NCUSIF). Peoples Choice Credit Union, WI is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Peoples Choice Credit Union, WI services 4,235 members through its 2 offices and branches and 12 full-time and 6 part-time employees. It has $31,664,237 of total assets and $2,832,424 of net worth. Based on its asset size and net worth ratio, Peoples Choice Credit Union, WI is classified as a Well Capitalized medium small credit union.

Peoples Choice Credit Union, WI offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Peoples Choice Credit Union, WI also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Peoples Choice Credit Union, WI’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Wisconsin and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Wisconsin
Median of USA
Checking
0.1000
0.0100
0.0000
Savings
0.2000
0.1000
0.1200
Money Market
0.5500
0.2200
0.2500
Certificate Deplit
0.8200
0.5000
0.5800
IRA
0.6900
0.5000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Wisconsin
National Median Rates
Credit Cards
n/a
9.9900
9.9900
Unsecured Line of Credits
10.2800
11.0000
10.9500
Short-term Small Amount
n/a
NaN
25.0000
Student Loans
n/a
5.5000
6.0200
New Car Loans
3.5400
3.0100
3.3300
Used Car Loans
5.8100
3.9900
4.5000
1st Mortgage Real Estates
3.9600
4.0900
4.2500
Other Real Estates
5.2000
4.5000
4.7000

Peoples Choice Credit Union, WI prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Peoples Choice Credit Union, WI.

Electronic Banking Service Offerings

Membership Application
No
No
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
No
New Share Account
Yes
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
No
View Account History
Yes
No

As a community financial institution, Peoples Choice Credit Union, WI actively involves in local communities by prliding services such as financial counseling .

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
No
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
No
Insurance/Investment Sales
Yes
First Time Homebuyer Program
No
Peoples Choice Credit Union
Main Office

352 N 8th St
Medford, WI 54451
Phone:715-748-5303

Peoples Choice Credit Union Gilman Branch
201 E Main St
Gilman, WI 54433-9697
Phone:715-447-5503

(715) 748-5330

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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