Peoples Credit Union

Rated star_ratedstar_ratedstar_ratedstar_rated_halfstar_normal by Credit Guide
Review based on 12 criteria Rating: 3.5 out of 5

Po Box 545, Webster City, IA 50595

Website

(515) 832-6346

Data Source: NCUA, December 31, 2016


Peoples Credit Union, IA was founded in 1962. Headquartered in Webster City, Iowa, Peoples Credit Union, IA is a state chartered and federally insured credit union, being chartered in Iowa and insured through the National Credit Union Share Insurance Fund (NCUSIF). Peoples Credit Union, IA is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Peoples Credit Union, IA services 7,493 members through its 3 offices and branches and 16 full-time employees. It has $50,141,000 of total assets and $7,106,080 of net worth. Based on its asset size and net worth ratio, Peoples Credit Union, IA is classified as a Well Capitalized medium credit union.

Peoples Credit Union, IA offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Peoples Credit Union, IA also provides an array of services to its members and local communities. Peoples Credit Union, IA plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Peoples Credit Union, IA’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Iowa and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Iowa
Median of USA
Checking
0.1000
0.0000
0.0000
Savings
2.0000
0.2000
0.1200
Money Market
0.4500
0.4000
0.2500
Certificate Deplit
0.8700
0.7500
0.5800
IRA
0.8700
0.7250
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Iowa
National Median Rates
Credit Cards
7.9900
10.0000
9.9900
Unsecured Line of Credits
10.6600
11.9500
10.9500
Short-term Small Amount
n/a
NaN
25.0000
Student Loans
n/a
5.7800
6.0200
New Car Loans
2.9900
3.1500
3.3300
Used Car Loans
3.4900
4.7500
4.5000
1st Mortgage Real Estates
3.9400
4.0300
4.2500
Other Real Estates
4.9400
4.6500
4.7000

Peoples Credit Union, IA prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, and ATMs. The table below lists the electronic banking services prlided by Peoples Credit Union, IA.

Electronic Banking Service Offerings

Membership Application
No
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
No
New Share Account
No
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
No
View Account History
Yes
Yes

As a community financial institution, Peoples Credit Union, IA actively involves in local communities by prliding services such as first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
No
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
Yes
Insurance/Investment Sales
No
First Time Homebuyer Program
No
Fort Dodge
13 S 3rd St
Fort Dodge, IA 50501
Phone:515-573-8991

Lehigh
117 Main St
Lehigh, IA 50557
Phone:515-359-2550

Main Office
310 1st St
Webster City, IA 50595-2337
Phone:515-832-6346

(515) 832-4877

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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