Data Source: NCUA, December 31, 2016
Point Loma Credit Union was founded in 1948. Headquartered in San Diego, California, Point Loma Credit Union is a state chartered and federally insured credit union, being chartered in California and insured through the National Credit Union Share Insurance Fund (NCUSIF). Point Loma Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.
As of December 31, 2016, Point Loma Credit Union services 37,745 members through its 6 offices and branches and 108 full-time and 11 part-time employees. It has $478,909,142 of total assets and $39,212,813 of net worth. Based on its asset size and net worth ratio, Point Loma Credit Union is classified as a Well Capitalized medium large credit union.
Point Loma Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Point Loma Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.
The following two tables list the deplitory and loan interest rates of Point Loma Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in California and in the nation.
Major Deplitory Accounts and Interest Rates (%)
Major Loan Accounts and Interest Rates (%)
Point Loma Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Point Loma Credit Union.
Electronic Banking Service Offerings
As a community financial institution, Point Loma Credit Union actively involves in local communities by prliding services such as financial counseling, financial education, financial literacy workshops, first tim home buyer programs, and student scholarships.
Community and other Service Offerings
6971 El Camino Real
Carlsbad, CA 92009
El Cajon Branch
780 Jamacha Rd
El Cajon, CA 92019
Kearny Mesa Main Office
9420 Farnham St
San Diego, CA 92123
National City Branch
3003 Highland Ave Ste C
National City, CA 91950
10413 Craftsman Way Ste 102
San Diego, CA 92127
Sports Arena Branch
3777 Sports Arena Blvd
San Diego, CA 92110-5131