Port Arthur Community Federal Credit Union

Rated star_ratedstar_ratedstar_ratedstar_normalstar_normal by Credit Guide
Review based on 12 criteria Rating: 3 out of 5

3100 Central Mall Drive, Port Arthur, TX 77642

Website

(409) 729-7938

Data Source: NCUA, December 31, 2016


Port Arthur Community Federal Credit Union was founded in 1950. Headquartered in Port Arthur, Texas, Port Arthur Community Federal Credit Union is a federally chartered and federally insured credit union, operating within the regulation of the National Credit Union Association (NCUA) and being insured through the National Credit Union Share Insurance Fund (NCUSIF). Port Arthur Community Federal Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Port Arthur Community Federal Credit Union services 2,499 members through its 7 full-time and 2 part-time employees. It has $18,770,019 of total assets and $2,310,412 of net worth. Based on its asset size and net worth ratio, Port Arthur Community Federal Credit Union is classified as a Well Capitalized medium small credit union.

Port Arthur Community Federal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Port Arthur Community Federal Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Port Arthur Community Federal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Texas and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Texas
Median of USA
Checking
0.1500
0.0100
0.0000
Savings
0.1500
0.2000
0.1200
Money Market
0.5500
0.2500
0.2500
Certificate Deplit
1.5600
0.6620
0.5800
IRA
0.7000
0.5000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Texas
National Median Rates
Credit Cards
9.3800
9.9900
9.9900
Unsecured Line of Credits
12.6900
11.2200
10.9500
Short-term Small Amount
n/a
25.2500
25.0000
Student Loans
n/a
6.0000
6.0200
New Car Loans
7.1200
3.6500
3.3300
Used Car Loans
7.1800
4.9950
4.5000
1st Mortgage Real Estates
5.7200
4.5000
4.2500
Other Real Estates
10.0000
5.5600
4.7000

Port Arthur Community Federal Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, and ATMs. The table below lists the electronic banking services prlided by Port Arthur Community Federal Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
No
Share Account Transfers
Yes
New Loan Application
No
Share Draft Orders
Yes
No
New Share Account
No
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
No
View Account History
Yes
No

As a community financial institution, Port Arthur Community Federal Credit Union actively involves in local communities by prliding services such as financial counseling, and first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
No
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
Yes
Insurance/Investment Sales
No
First Time Homebuyer Program
No
Port Arthur Community Fcu
Main Office

3100 Central Mall Dr
Port Arthur, TX 77642
Phone:409-729-7938

(409) 729-7948

No Review

  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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