Public Employees Credit Union – IA

Rated star_ratedstar_ratedstar_rated_halfstar_normalstar_normal by Credit Guide
Review based on 12 criteria Rating: 2.5 out of 5

P.O. Box 120, Waterloo, IA 50704

Website

(319) 291-4375

Data Source: NCUA, December 31, 2016


Public Employees Credit Union, IA was founded in 1952. Headquartered in Waterloo, Iowa, Public Employees Credit Union, IA is a state chartered and federally insured credit union, being chartered in Iowa and insured through the National Credit Union Share Insurance Fund (NCUSIF). Public Employees Credit Union, IA is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Public Employees Credit Union, IA services 2,025 members through its 5 full-time employees. It has $27,173,387 of total assets and $3,983,976 of net worth. Based on its asset size and net worth ratio, Public Employees Credit Union, IA is classified as a Well Capitalized medium small credit union.

Public Employees Credit Union, IA offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Public Employees Credit Union, IA also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Public Employees Credit Union, IA’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Iowa and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Iowa
Median of USA
Checking
0.0500
0.0000
0.0000
Savings
0.0500
0.2000
0.1200
Money Market
0.4000
0.4000
0.2500
Certificate Deplit
1.2500
0.7500
0.5800
IRA
1.7500
0.7250
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Iowa
National Median Rates
Credit Cards
11.9900
10.0000
9.9900
Unsecured Line of Credits
12.9900
11.9500
10.9500
Short-term Small Amount
n/a
NaN
25.0000
Student Loans
n/a
5.7800
6.0200
New Car Loans
2.4900
3.1500
3.3300
Used Car Loans
3.4900
4.7500
4.5000
1st Mortgage Real Estates
n/a
4.0300
4.2500
Other Real Estates
4.4900
4.6500
4.7000

Public Employees Credit Union, IA prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Public Employees Credit Union, IA.

Electronic Banking Service Offerings

Membership Application
No
No
Share Account Transfers
Yes
New Loan Application
No
Share Draft Orders
Yes
No
New Share Account
No
Bill Payment
No
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
No
View Account History
Yes
Yes

.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
No
Free Bill Pay
No
Financial Education
No
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
No
Insurance/Investment Sales
No
First Time Homebuyer Program
No
Public Employees Credit Union
Main Office

624 Franklin St
Waterloo, IA 50703
Phone:319-291-4375

(319) 291-2119

No Review

  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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