Questa Credit Union

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Review based on 12 criteria Rating: 2 out of 5

P. O. Box 500, Questa, NM 87556

Website

(575) 586-0423

Data Source: NCUA, December 31, 2016


Questa Credit Union was founded in 1959. Headquartered in Questa, New Mexico, Questa Credit Union is a state chartered and federally insured credit union, being chartered in New Mexico and insured through the National Credit Union Share Insurance Fund (NCUSIF). Questa Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Questa Credit Union services 1,119 members through its 3 full-time and 1 part-time employees. It has $7,765,513 of total assets and $2,014,146 of net worth. Based on its asset size and net worth ratio, Questa Credit Union is classified as a Well Capitalized small credit union.

Questa Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Questa Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Questa Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in New Mexico and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of New Mexico
Median of USA
Checking
0.0000
0.0000
0.0000
Savings
0.2500
0.2000
0.1200
Money Market
0.0000
0.2793
0.2500
Certificate Deplit
0.4000
0.7000
0.5800
IRA
0.3000
0.5500
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of New Mexico
National Median Rates
Credit Cards
n/a
9.9900
9.9900
Unsecured Line of Credits
11.9800
11.6800
10.9500
Short-term Small Amount
n/a
28.0000
25.0000
Student Loans
n/a
6.1750
6.0200
New Car Loans
5.1700
4.0200
3.3300
Used Car Loans
11.4200
5.7650
4.5000
1st Mortgage Real Estates
8.9600
4.5250
4.2500
Other Real Estates
n/a
5.3800
4.7000

Questa Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Questa Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
No
Share Account Transfers
Yes
New Loan Application
No
Share Draft Orders
Yes
No
New Share Account
No
Bill Payment
No
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
No
View Account History
Yes
Yes

As a community financial institution, Questa Credit Union actively involves in local communities by prliding services such as financial counseling, and first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
Yes
Free Bill Pay
No
Financial Education
No
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
Yes
Insurance/Investment Sales
No
First Time Homebuyer Program
No
Questa Credit Union
Main Office

2433 Nm-522
Questa, NM 87556
Phone:575-586-0423

(575) 586-9201

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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