Royal Credit Union

Rated star_ratedstar_ratedstar_ratedstar_ratedstar_normal by Credit Guide
Review based on 12 criteria Rating: 4 out of 5

200 Riverfront Terrace, Eau Claire, WI 54703

Website

(715) 833-8111

Data Source: NCUA, December 31, 2016


Royal Credit Union was founded in 1964. Headquartered in EAU Claire, Wisconsin, Royal Credit Union is a state chartered and federally insured credit union, being chartered in Wisconsin and insured through the National Credit Union Share Insurance Fund (NCUSIF). Royal Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Royal Credit Union services 180,346 members through its 51 offices and branches and 503 full-time and 89 part-time employees. It has $2,025,441,909 of total assets and $211,590,734 of net worth. Based on its asset size and net worth ratio, Royal Credit Union is classified as a Well Capitalized large credit union.

Royal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Royal Credit Union also provides an array of services to its members and local communities. Royal Credit Union plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Royal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Wisconsin and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Wisconsin
Median of USA
Checking
0.3000
0.0100
0.0000
Savings
0.6000
0.1000
0.1200
Money Market
0.7500
0.2200
0.2500
Certificate Deplit
1.2000
0.5000
0.5800
IRA
0.8000
0.5000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Wisconsin
National Median Rates
Credit Cards
8.0000
9.9900
9.9900
Unsecured Line of Credits
18.0000
11.0000
10.9500
Short-term Small Amount
n/a
NaN
25.0000
Student Loans
5.3100
5.5000
6.0200
New Car Loans
2.2900
3.0100
3.3300
Used Car Loans
2.2900
3.9900
4.5000
1st Mortgage Real Estates
3.5000
4.0900
4.2500
Other Real Estates
3.7400
4.5000
4.7000

Royal Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Royal Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
Yes
Bill Payment
Yes
Yes
e-Statements
Yes
Loan Payments
Yes
Yes
Account Balance Inquiry
Yes
Yes
Yes
View Account History
Yes
No

As a community financial institution, Royal Credit Union actively involves in local communities by prliding services such as financial counseling, financial education, financial literacy workshops, and first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
Yes
Free Tax Preparation Service
Yes
Financial Literacy Workshops
Yes
Student Scholarships
No
Insurance/Investment Sales
Yes
First Time Homebuyer Program
Yes
Amery Office
1080 Cornwall Ave
Amery, WI 54001
Phone:715-833-8111

Apple Valley Office
14295 Cedar Ave
Apple Valley, MN 55124
Phone:800-341-9911

Balsam Lake Office
100 Mill St
Balsam Lake, WI 54810
Phone:715-833-8111

Bellinger Street Office
1512 Bellinger St
Eau Claire, WI 54703
Phone:715-833-8111

Birch Street Office
419 N Hastings Pl
Eau Claire, WI 54703
Phone:715-833-8111

Chippewa Falls Middle School Rcu
750 Tropicana Blvd
Chippewa Falls, WI 54729
Phone:715-726-2400

Colby Elementary Rcu
202 W Dolf St
Colby, WI 54421
Phone:715-223-3939

Colby Hs Rcu
705 N 2nd St
Colby, WI 54421
Phone:715-223-8869

Colby Middle School Rcu
703 N 2nd St
Colby, WI 54421
Phone:715-223-8869

Colby Office
204 W Spence St
Colby, WI 54421
Phone:715-833-8111

Coon Rapids Office
3185 Northdale Blvd Nw
Coon Rapids, MN 55433
Phone:952-456-0915

Corporate Center
Main Office

200 Riverfront Ter
Eau Claire, WI 54703
Phone:715-833-8111

Downtown Chippewa Falls Office
215 Bay St
Chippewa Falls, WI 54729
Phone:715-833-8111

Eden Prairie Hs Rcu
17185 Valley View Rd
Eden Prairie, MN 55346
Phone:800-341-1111

Edina Office
4450 W 76th St
Edina, MN 55435
Phone:952-933-9000

Flynn Elementary Rcu
1430 Lee St
Eau Claire, WI 54701
Phone:

Golf & 93 Office
4501 Royal Dr
Eau Claire, WI 54701
Phone:715-833-8111

Halmstead Rcu
565 E South Ave
Chippewa Falls, WI 54729
Phone:715-726-2415

Hillcrest Rcu
1200 Miles St
Chippewa Falls, WI 54729
Phone:715-726-2405

Hilltop Rcu
202 Cameron Rd
Rice Lake, WI 54868
Phone:715-234-4998

Hudson Office
2501 Hanley Rd
Hudson, WI 54016
Phone:800-341-9911

Locust Lane Rcu
3245 Locust Ln
Eau Claire, WI 54703
Phone:715-852-3700

Meadowview Rcu
4714 Fairfax St
Eau Claire, WI 54701
Phone:715-852-4000

Memorial Hs Rcu
2225 Keith St
Eau Claire, WI 54701
Phone:715-852-6300

Menomonie East Office
2421 Stout Rd
Menomonie, WI 54751
Phone:715-833-8111

Menomonie North Office
2615 Hils Ct
Menomonie, WI 54751
Phone:715-235-0180

Moholt Office
2415 Jodi Dr
Eau Claire, WI 54703
Phone:715-833-8111

New Richmond
355 S Knowles Ave
New Richmond, WI 54017
Phone:715-833-8111

North Hs Rcu
1801 Piedmont Rd
Eau Claire, WI 54703
Phone:715-852-6600

Northstar Middle School Rcu
2711 Abbe Hill Dr
Eau Claire, WI 54703
Phone:715-852-5100

Osceola Office
500 Chieftain St
Osceola, WI 54020
Phone:715-833-8111

Parkview Rcu
501 Jefferson Ave
Chippewa Falls, WI 54729
Phone:715-720-3750

Putnam Heights Rcu
633 W Macarthur Ave
Eau Claire, WI 54701
Phone:715-852-4200

Rice Lake Office
1421 S Main St
Rice Lake, WI 54868
Phone:715-833-8111

River Falls Office
1150 N Main St
River Falls, WI 54022-3509
Phone:715-833-8111

Robbins Rcu
3832 E Hamilton Ave
Eau Claire, WI 54701
Phone:715-852-4600

Rocky Branch Elementary Rcu
1415 Bartosh Ln
River Falls, WI 54022
Phone:715-425-1819

Roosevelt Rcu
3010 8th St
Eau Claire, WI 54703
Phone:

Sacred Heart Office
900 W Clairemont Ave
Eau Claire, WI 54701
Phone:800-341-9911

Sherman Elemantary Rcu
3110 Vine St
Eau Claire, WI 54703
Phone:715-852-4800

Shopko South Office
1049 W Clairemont Ave
Eau Claire, WI 54701
Phone:715-833-8111

Somerset Office
115 Parent St
Somerset, WI 54025
Phone:715-833-8111

Southview Rcu
615 A St
Chippewa Falls, WI 54729
Phone:715-726-2411

St. Croix Falls Elementary Rcu
651 East Louisiana St
Saint Croix Falls, WI 54024
Phone:715-483-9823

St. Croix Falls High School Rcu
740 Maple Dr
Saint Croix Falls, WI 54024
Phone:

St. Croix Falls Middle School Rcu
740 Maple Dr
Saint Croix Falls, WI 54024
Phone:

St. Croix Falls Office
2071 Glacier Dr Ste 10
Saint Croix Falls, WI 54024
Phone:715-833-8111

St. Paul Office
1020 Rice St
Saint Paul, MN 55117
Phone:952-933-9000

Tainter Rcu
2201 Carrie Ave
Rice Lake, WI 54868
Phone:

Unity Rcu
1908 150th St
Balsam Lake, WI 54810
Phone:

Whitehall Office
18567 Scranton St
Whitehall, WI 54773
Phone:715-833-8111

Woodward Avenue Office
1031 Woodward Ave
Chippewa Falls, WI 54729
Phone:715-833-8111

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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