S F Municipal Railway Emp Federal Credit Union

Rated star_normalstar_normalstar_normalstar_normalstar_normal by Credit Guide
Review based on 12 criteria Rating: 0 out of 5

1425 Ocean Ave, San Francisco, CA 94112-1731

Website

(415) 469-8817

Data Source: NCUA, March 31, 2016


S F Municipal Railway Emp Federal Credit Union was founded in 1952. Headquartered in San Francisco, California, S F Municipal Railway Emp Federal Credit Union is a federally chartered and federally insured credit union, operating within the regulation of the National Credit Union Association (NCUA) and being insured through the National Credit Union Share Insurance Fund (NCUSIF). S F Municipal Railway Emp Federal Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of March 31, 2016, S F Municipal Railway Emp Federal Credit Union services 759 members through its 2 full-time employees. It has $5,196,282.00 of total assets and $448,551.00 of net worth. Based on its asset size and net worth ratio, S F Municipal Railway Emp Federal Credit Union is classified as a Well Capitalized small credit union.

S F Municipal Railway Emp Federal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. S F Municipal Railway Emp Federal Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

S F Municipal Railway Emp Federal Credit Union’s membership type is defined as Fedearal and State and Local Government. If you are interested in joining S F Municipal Railway Emp Federal Credit Union, please visit their website or call (415) 469-8817 for details. If you are a current member of S F Municipal Railway Emp Federal Credit Union or have used any of their services or products, please rate them and leave your comments.

The following two tables list the deplitory and loan interest rates of S F Municipal Railway Emp Federal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in California and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of California
Median of USA
Checking
0.0200
0.0000
0.0000
Savings
0.0500
0.1000
0.1200
Money Market
0.0000
0.1750
0.2500
Certificate Deplit
0.1200
0.4950
0.5500
IRA
0.2000
0.4000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of California
National Median Rates
Credit Cards
n/a
10.1500
9.9900
Unsecured Line of Credits
16.0000
11.1200
10.9900
Short-term Small Amount
n/a
28.0000
25.0000
Student Loans
n/a
5.9100
6.0000
New Car Loans
n/a
3.0750
3.4300
Used Car Loans
8.7500
3.9900
4.5400
1st Mortgage Real Estates
4.6000
4.0000
4.2400
Other Real Estates
7.0000
4.7600
4.7500

S F Municipal Railway Emp Federal Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through ATMs as well. The table below lists the electronic banking services prlided by S F Municipal Railway Emp Federal Credit Union.

Electronic Banking Service Offerings

Membership Application
No
No
Share Account Transfers
Yes
New Loan Application
No
Share Draft Orders
Yes
No
New Share Account
No
Bill Payment
No
No
e-Statements
No
Loan Payments
No
Merchandise Purchase
No
Account Balance Inquiry
Yes
No
Merchant Processing Service
No
View Account History
No
No
No
Download Account History
No
No

As a community financial institution, S F Municipal Railway Emp Federal Credit Union actively involves in local communities by prliding services such as financial counseling, financial education.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
No
Free Bill Pay
No
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
No
Insurance/Investment Sales
No
First Time Homebuyer Program
No
SF Muni Rwy Efcu
Main Office

1425 Ocean Ave
San Francisco, CA 94112-1731
Phone:415-469-8817

(415) 469-8816

No Review

  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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