Sacramento Credit Union

Rated star_ratedstar_ratedstar_ratedstar_rated_halfstar_normal by Credit Guide
Review based on 12 criteria Rating: 3.5 out of 5

P.O. Box 2351, Sacramento, CA 95812

Website

(888) 722-8601

Data Source: NCUA, December 31, 2016


Sacramento Credit Union was founded in 1935. Headquartered in Sacramento, California, Sacramento Credit Union is a state chartered and federally insured credit union, being chartered in California and insured through the National Credit Union Share Insurance Fund (NCUSIF). Sacramento Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Sacramento Credit Union services 25,107 members through its 7 offices and branches and 87 full-time and 1 part-time employees. It has $436,721,944 of total assets and $58,237,807 of net worth. Based on its asset size and net worth ratio, Sacramento Credit Union is classified as a Well Capitalized medium large credit union.

Sacramento Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Sacramento Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Sacramento Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in California and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of California
Median of USA
Checking
0.2200
0.0000
0.0000
Savings
0.0800
0.1000
0.1200
Money Market
0.2000
0.1900
0.2500
Certificate Deplit
0.3200
0.5500
0.5800
IRA
0.2200
0.4500
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of California
National Median Rates
Credit Cards
12.1500
10.0400
9.9900
Unsecured Line of Credits
8.6300
10.9900
10.9500
Short-term Small Amount
n/a
28.0000
25.0000
Student Loans
n/a
5.7500
6.0200
New Car Loans
2.3800
3.0000
3.3300
Used Car Loans
3.2000
3.7400
4.5000
1st Mortgage Real Estates
4.0000
4.0300
4.2500
Other Real Estates
5.4800
4.7400
4.7000

Sacramento Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Sacramento Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
Yes
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
No
View Account History
Yes
No

As a community financial institution, Sacramento Credit Union actively involves in local communities by prliding services such as financial counseling, financial education, and first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
No
Insurance/Investment Sales
Yes
First Time Homebuyer Program
Yes
Arden Branch
3102 Arden Way
Sacramento, CA 95825
Phone:888-722-8601

Bradshaw Branch
3660 Bradshaw Rd
Sacramento, CA 95827-3239
Phone:888-722-8601

Bruceville Branch
6600 Bruceville Rd Kaiser Hospital
Sacramento, CA 95823-4671
Phone:888-722-8601

Elk Grove Branch
8351 Elk Grove Blvd Ste 600
Elk Grove, CA 95758
Phone:888-722-8601

H Street Branch
Main Office

800 H St
Sacramento, CA 95814-2607
Phone:888-722-8601

Madison/fair Oaks Branch
8100 Madison Ave
Fair Oaks, CA 95628-3756
Phone:888-722-8601

Roseville Branch
5005 Foothills Blvd Ste 1
Roseville, CA 95747-6507
Phone:888-722-8601

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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