Safe 1 Credit Union

Rated star_ratedstar_ratedstar_ratedstar_normalstar_normal by Credit Guide
Review based on 12 criteria Rating: 3 out of 5

1400 Mill Rock Way, Bakersfield, CA 93311

Website

(661) 327-3818

Data Source: NCUA, December 31, 2016


Safe 1 Credit Union was founded in 1952. Headquartered in Bakersfield, California, Safe 1 Credit Union is a state chartered and federally insured credit union, being chartered in California and insured through the National Credit Union Share Insurance Fund (NCUSIF). Safe 1 Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Safe 1 Credit Union services 50,517 members through its 6 offices and branches and 88 full-time and 3 part-time employees. It has $448,343,682 of total assets and $68,925,876 of net worth. Based on its asset size and net worth ratio, Safe 1 Credit Union is classified as a Well Capitalized medium large credit union.

Safe 1 Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Safe 1 Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Safe 1 Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in California and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of California
Median of USA
Checking
0.0500
0.0000
0.0000
Savings
0.1000
0.1000
0.1200
Money Market
0.2000
0.1900
0.2500
Certificate Deplit
0.6500
0.5500
0.5800
IRA
0.2000
0.4500
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of California
National Median Rates
Credit Cards
8.4900
10.0400
9.9900
Unsecured Line of Credits
12.9500
10.9900
10.9500
Short-term Small Amount
n/a
28.0000
25.0000
Student Loans
n/a
5.7500
6.0200
New Car Loans
1.9900
3.0000
3.3300
Used Car Loans
2.9900
3.7400
4.5000
1st Mortgage Real Estates
4.0000
4.0300
4.2500
Other Real Estates
6.0000
4.7400
4.7000

Safe 1 Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Safe 1 Credit Union.

Electronic Banking Service Offerings

Membership Application
No
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
No
New Share Account
Yes
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
Yes
View Account History
Yes
No

.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
No
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
No
Insurance/Investment Sales
No
First Time Homebuyer Program
No
Delano
1101 Cecil Ave
Delano, CA 93215
Phone:661-725-9429

Main Office
1400 Mill Rock Way
Bakersfield, CA 93311
Phone:661-327-3818

Porterville
680 N Prospect St
Porterville, CA 93257
Phone:559-784-6105

Tehachapi
20141 W Valley Blvd
Tehachapi, CA 93561
Phone:661-822-8000

Visalia
1407 E Noble Ave
Visalia, CA 93292
Phone:661-327-3818

Vital Records Center
400 Oak St
Bakersfield, CA 93304
Phone:661-327-3818

(661) 663-8539

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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