Safe Credit Union

Rated star_ratedstar_ratedstar_ratedstar_ratedstar_normal by Credit Guide
Review based on 12 criteria Rating: 4 out of 5

2295 Iron Point Rd, Ste 100, Folsom, CA 95630

Website

(916) 979-7233

Data Source: NCUA, December 31, 2016


Safe Credit Union was founded in 1940. Headquartered in Folsom, California, Safe Credit Union is a state chartered and federally insured credit union, being chartered in California and insured through the National Credit Union Share Insurance Fund (NCUSIF). Safe Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Safe Credit Union services 206,730 members through its 22 offices and branches and 642 full-time and 4 part-time employees. It has $2,512,179,808 of total assets and $228,526,868 of net worth. Based on its asset size and net worth ratio, Safe Credit Union is classified as a Well Capitalized large credit union.

Safe Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Safe Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Safe Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in California and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of California
Median of USA
Checking
0.1000
0.0000
0.0000
Savings
0.1300
0.1000
0.1200
Money Market
0.2900
0.1900
0.2500
Certificate Deplit
0.9400
0.5500
0.5800
IRA
0.7500
0.4500
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of California
National Median Rates
Credit Cards
10.2000
10.0400
9.9900
Unsecured Line of Credits
9.1400
10.9900
10.9500
Short-term Small Amount
n/a
28.0000
25.0000
Student Loans
n/a
5.7500
6.0200
New Car Loans
3.1800
3.0000
3.3300
Used Car Loans
3.5500
3.7400
4.5000
1st Mortgage Real Estates
3.9700
4.0300
4.2500
Other Real Estates
5.0700
4.7400
4.7000

Safe Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Safe Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
Yes
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
Yes
View Account History
Yes
Yes

As a community financial institution, Safe Credit Union actively involves in local communities by prliding services such as financial counseling, financial education, financial literacy workshops, first tim home buyer programs, and student scholarships.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
Yes
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
Yes
Insurance/Investment Sales
Yes
First Time Homebuyer Program
Yes
Antelope
7887 Walerga Rd
Antelope, CA 95843
Phone:916-979-7233

Bradshaw
3509 Bradshaw Rd
Sacramento, CA 95827
Phone:916-979-7233

Citrus Heights
7475 Madison Ave
Citrus Heights, CA 95610
Phone:916-979-7233

Corporate
Main Office

2295 Iron Point Rd
Folsom, CA 95630-8766
Phone:95630

East Elk Grove
9312 Elk Grove Blvd
Elk Grove, CA 95624
Phone:916-979-7233

East Sacramento
6341 Folsom Blvd
Sacramento, CA 95819
Phone:916-979-7233

El Camino
3560 El Camino Ave
Sacramento, CA 95821
Phone:916-979-7233

Folsom
2740 E Bidwell St
Folsom, CA 95630
Phone:916-979-7233

Galleria
2901 K St Ste 100
Sacramento, CA 95816
Phone:95816

Granite Bay
8789 Auburn Folsom Rd Ste B
Granite Bay, CA 95746
Phone:916-979-7233

Hazel
5261 Hazel Ave
Fair Oaks, CA 95628
Phone:916-979-7233

Laguna
9162 Bruceville Rd
Elk Grove, CA 95758
Phone:916-979-7233

Lincoln Crossing
111 Ferrari Ranch Rd
Lincoln, CA 95648
Phone:916-979-7233

Mcclellan Park
5440 Dudley Blvd
Mcclellan, CA 95652
Phone:916-979-7233

North Highlands
4636 Watt Ave
North Highlands, CA 95660
Phone:916-979-7233

North Natomas
2200 Del Paso Rd
Sacramento, CA 95834
Phone:95834

Pleasant Hill
508 Contra Costa Blvd Ste S
Pleasant Hill, CA 94523
Phone:916-979-7233

Rancho Cordova
12519 Folsom Blvd
Rancho Cordova, CA 95742
Phone:800-733-7233

Rocklin
6190 Stanford Ranch Rd
Rocklin, CA 95765
Phone:916-979-7233

Roseville
122 N Sunrise Ave
Roseville, CA 95661
Phone:916-979-7233

Sunrise
7601 Sunrise Blvd
Citrus Heights, CA 95610
Phone:916-979-7233

West Roseville
9055 Woodcreek Oaks Blvd Ste 150
Roseville, CA 95747
Phone:95747

West Sacramento
2105 Town Center Plz Ste F100
West Sacramento, CA 95691
Phone:95691

No Review

  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

Related Listings