Safe Federal Credit Union

Rated star_ratedstar_ratedstar_ratedstar_rated_halfstar_normal by Credit Guide
Review based on 12 criteria Rating: 3.5 out of 5

P. O. Box 2008, Sumter, SC 29151

Website

(803) 469-8600

Data Source: NCUA, December 31, 2016


Safe Federal Credit Union was founded in 1955. Headquartered in Sumter, South Carolina, Safe Federal Credit Union is a federally chartered and federally insured credit union, operating within the regulation of the National Credit Union Association (NCUA) and being insured through the National Credit Union Share Insurance Fund (NCUSIF). Safe Federal Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Safe Federal Credit Union services 114,266 members through its 20 offices and branches and 272 full-time and 29 part-time employees. It has $1,001,788,803 of total assets and $103,864,325 of net worth. Based on its asset size and net worth ratio, Safe Federal Credit Union is classified as a Well Capitalized large credit union.

Safe Federal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Safe Federal Credit Union also provides an array of services to its members and local communities. Safe Federal Credit Union plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Safe Federal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in South Carolina and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of South Carolina
Median of USA
Checking
0.1000
0.0500
0.0000
Savings
0.2000
0.1000
0.1200
Money Market
0.3000
0.2000
0.2500
Certificate Deplit
0.3500
0.4000
0.5800
IRA
0.5000
0.4000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of South Carolina
National Median Rates
Credit Cards
9.2400
9.9000
9.9900
Unsecured Line of Credits
10.9900
13.0600
10.9500
Short-term Small Amount
n/a
28.0000
25.0000
Student Loans
n/a
8.3500
6.0200
New Car Loans
3.2400
3.9000
3.3300
Used Car Loans
3.2400
5.2000
4.5000
1st Mortgage Real Estates
4.3800
4.3800
4.2500
Other Real Estates
4.5000
4.9950
4.7000

Safe Federal Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Safe Federal Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
Yes
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
Yes
View Account History
Yes
No

As a community financial institution, Safe Federal Credit Union actively involves in local communities by prliding services such as financial counseling, financial education, financial literacy workshops, and first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
Yes
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
Yes
Insurance/Investment Sales
Yes
First Time Homebuyer Program
No
Admin
Main Office

160 W Wesmark Blvd
Sumter, SC 29150-1964
Phone:803-469-8600

Bishopville
596 Sumter Hwy
Bishopville, SC 29010
Phone:803-484-3537

Camden
407 Rutledge St
Camden, SC 29020-4422
Phone:803-425-8600

Eastover Mill
4001 Mccords Ferry Rd
Eastover, SC 29044-8854
Phone:803-353-7796

Florence
1319 2nd Loop Rd
Florence, SC 29505
Phone:843-661-5920

Garners Ferry
7836 Garners Ferry Rd
Columbia, SC 29209-3957
Phone:803-796-7782

Lee Central
1800 Wisacky Hwy
Bishopville, SC 29010-8796
Phone:803-469-8600

Lewis Road
1855 Lewis Rd
Sumter, SC 29154
Phone:803-469-8600

Lexington
5388 Augusta Rd
Lexington, SC 29072-3823
Phone:803-359-3277

Lugoff
624 Highway 1 S
Lugoff, SC 29078-9414
Phone:803-425-8600

Manning
2346 Paxville Hwy
Manning, SC 29102
Phone:803-435-0089

Mccrays
1970 Mccrays Mill Rd
Sumter, SC 29150-6185
Phone:803-469-8600

Oswego
65 Oswego Hwy
Sumter, SC 29150
Phone:803-469-8600

Richland Northeast
7500 Brookfield Rd
Columbia, SC 29223-2206
Phone:803-736-8558

Sandhill Staton
727 Fashion Dr
Columbia, SC 29229-7936
Phone:803-796-7782

Santee
8835 Old Number Six Hwy
Santee, SC 29142
Phone:803-854-3600

Shaw Branch
522 Exchange St
Shaw Afb, SC 29152-5032
Phone:803-469-8600

St. Andrews
595 Saint Andrews Rd
Columbia, SC 29210-4516
Phone:803-796-7782

Sumter- Wesmark
170 W Wesmark Blvd
Sumter, SC 29150-1964
Phone:803-469-8600

West Columbia
201 N 12th St
West Columbia, SC 29169-6459
Phone:803-796-7782

(803) 469-4050

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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