Santa Clara County Federal Credit Union

Rated star_ratedstar_ratedstar_ratedstar_rated_halfstar_normal by Credit Guide
Review based on 12 criteria Rating: 3.5 out of 5

1641 N 1st St Ste 245, San Jose, CA 95112-4519

Website

(408) 282-0700

Data Source: NCUA, December 31, 2016


Santa Clara County Federal Credit Union was founded in 1950. Headquartered in San Jose, California, Santa Clara County Federal Credit Union is a federally chartered and federally insured credit union, operating within the regulation of the National Credit Union Association (NCUA) and being insured through the National Credit Union Share Insurance Fund (NCUSIF). Santa Clara County Federal Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Santa Clara County Federal Credit Union services 48,801 members through its 7 offices and branches and 97 full-time and 19 part-time employees. It has $696,177,853 of total assets and $65,518,954 of net worth. Based on its asset size and net worth ratio, Santa Clara County Federal Credit Union is classified as a Well Capitalized large credit union.

Santa Clara County Federal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Santa Clara County Federal Credit Union also provides an array of services to its members and local communities. Santa Clara County Federal Credit Union plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Santa Clara County Federal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in California and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of California
Median of USA
Checking
0.0700
0.0000
0.0000
Savings
0.1500
0.1000
0.1200
Money Market
0.2700
0.1900
0.2500
Certificate Deplit
0.7300
0.5500
0.5800
IRA
0.5500
0.4500
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of California
National Median Rates
Credit Cards
9.6300
10.0400
9.9900
Unsecured Line of Credits
8.9500
10.9900
10.9500
Short-term Small Amount
n/a
28.0000
25.0000
Student Loans
n/a
5.7500
6.0200
New Car Loans
3.5000
3.0000
3.3300
Used Car Loans
4.9500
3.7400
4.5000
1st Mortgage Real Estates
4.2400
4.0300
4.2500
Other Real Estates
3.4900
4.7400
4.7000

Santa Clara County Federal Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Santa Clara County Federal Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
Yes
Bill Payment
Yes
Yes
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
Yes
View Account History
Yes
Yes

As a community financial institution, Santa Clara County Federal Credit Union actively involves in local communities by prliding services such as financial education, financial literacy workshops, first tim home buyer programs, and student scholarships.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
Yes
Financial Literacy Workshops
Yes
Student Scholarships
Yes
Insurance/Investment Sales
No
First Time Homebuyer Program
Yes
Almaden Branch
5353 Almaden Expy
San Jose, CA 95118
Phone:408-947-3172

Campbell Branch
1638 W Campbell Ave
Campbell, CA 95008
Phone:408-947-3166

City Centre Branch
140 E San Fernando St
San Jose, CA 95112
Phone:408-938-2880

Corporate Center
Main Office

1641 N 1st St Ste 245
San Jose, CA 95112-4519
Phone:408-282-0700

East San Jose Branch
255 N White Rd
San Jose, CA 95127
Phone:408-938-2894

Gilroy Branch
6915 Camino Arroyo
Gilroy, CA 95020
Phone:408-947-3161

West Hedding
70 W Hedding St
San Jose, CA 95110-1705
Phone:408-392-1881

(408) 441-0658

One Review

  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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