SDC Employees Credit Union

Rated star_ratedstar_ratedstar_normalstar_normalstar_normal by Credit Guide
Review based on 12 criteria Rating: 2 out of 5

296 W Jeffery St, Kankakee, IL 60901

Website

(815) 935-2270

Data Source: NCUA, December 31, 2016


2 Rivers Area Credit Union was founded in 1951. Headquartered in Kankakee, Illinois, 2 Rivers Area Credit Union is a state chartered and federally insured credit union, being chartered in Illinois and insured through the National Credit Union Share Insurance Fund (NCUSIF). 2 Rivers Area Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, 2 Rivers Area Credit Union services 3,543 members through its 4 full-time and 3 part-time employees. It has $15,379,900 of total assets and $2,620,399 of net worth. Based on its asset size and net worth ratio, 2 Rivers Area Credit Union is classified as a Well Capitalized medium small credit union.

2 Rivers Area Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. 2 Rivers Area Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of 2 Rivers Area Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Illinois and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Illinois
Median of USA
Checking
0.0000
0.0000
0.0000
Savings
0.1500
0.1500
0.1200
Money Market
0.0000
0.2500
0.2500
Certificate Deplit
0.3500
0.4600
0.5800
IRA
0.3500
0.4000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Illinois
National Median Rates
Credit Cards
13.4400
10.2500
9.9900
Unsecured Line of Credits
10.0000
11.0000
10.9500
Short-term Small Amount
n/a
25.0000
25.0000
Student Loans
n/a
6.5100
6.0200
New Car Loans
1.9000
3.0000
3.3300
Used Car Loans
3.5000
4.2600
4.5000
1st Mortgage Real Estates
n/a
4.0000
4.2500
Other Real Estates
n/a
4.3800
4.7000

2 Rivers Area Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by 2 Rivers Area Credit Union.

Electronic Banking Service Offerings

Membership Application
No
No
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
No
New Share Account
No
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
No
View Account History
Yes
No

.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
No
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
No
Insurance/Investment Sales
No
First Time Homebuyer Program
No
2 Rivers Area Credit Union
Main Office

296 W Jeffery St
Kankakee, IL 60901
Phone:815-935-2270

Integrasys
2601 Network Blvd
Frisco, TX 75034
Phone:469-287-3600

Integrasys
2601 Network Blvd
Frisco, TX 75034
Phone:469-287-3600

(815) 935-1310

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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