Service 1st Federal Credit Union

Rated star_ratedstar_ratedstar_ratedstar_rated_halfstar_normal by Credit Guide
Review based on 12 criteria Rating: 3.5 out of 5

1419 Montour Blvd, Po Box 159, Danville, PA 17821

Website

(570) 271-6060

Data Source: NCUA, December 31, 2016


Service 1st Federal Credit Union was founded in 1975. Headquartered in Danville, Pennsylvania, Service 1st Federal Credit Union is a federally chartered and federally insured credit union, operating within the regulation of the National Credit Union Association (NCUA) and being insured through the National Credit Union Share Insurance Fund (NCUSIF). Service 1st Federal Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Service 1st Federal Credit Union services 27,518 members through its 10 offices and branches and 85 full-time and 9 part-time employees. It has $306,616,754 of total assets and $25,347,087 of net worth. Based on its asset size and net worth ratio, Service 1st Federal Credit Union is classified as a Well Capitalized medium large credit union.

Service 1st Federal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Service 1st Federal Credit Union also provides an array of services to its members and local communities. Service 1st Federal Credit Union plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Service 1st Federal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Pennsylvania and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Pennsylvania
Median of USA
Checking
0.0000
0.0000
0.0000
Savings
0.1500
0.1500
0.1200
Money Market
0.4500
0.2500
0.2500
Certificate Deplit
2.0800
0.5000
0.5800
IRA
1.9900
0.5000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Pennsylvania
National Median Rates
Credit Cards
10.2400
9.9900
9.9900
Unsecured Line of Credits
9.5000
9.9000
10.9500
Short-term Small Amount
18.0000
18.0000
25.0000
Student Loans
6.5000
6.0000
6.0200
New Car Loans
3.3900
3.0400
3.3300
Used Car Loans
4.1900
4.1050
4.5000
1st Mortgage Real Estates
4.7900
4.2500
4.2500
Other Real Estates
5.7900
4.2500
4.7000

Service 1st Federal Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Service 1st Federal Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
Yes
Bill Payment
Yes
Yes
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
No
View Account History
Yes
Yes

As a community financial institution, Service 1st Federal Credit Union actively involves in local communities by prliding services such as financial education, financial literacy workshops.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
Yes
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
No
Insurance/Investment Sales
No
First Time Homebuyer Program
No
Bloomsburg Office
327 Columbia Blvd
Bloomsburg, PA 17815
Phone:800-562-6049

Corporate Center
Main Office

1419 Montour Blvd
Danville, PA 17821
Phone:570-271-6060

Danville High School Office
600 Walnut St
Danville, PA 17821
Phone:570-275-6518

Danville Main Office
1207 Bloom St
Danville, PA 17821
Phone:570-271-6060

Lewisburg Office
101 Walter Dr
Lewisburg, PA 17837
Phone:570-523-9130

Loyalsock
814 Westminster Dr
Williamsport, PA 17701
Phone:570-567-0800

Mifflinburg
52 E Chestnut St
Mifflinburg, PA 17844-1406
Phone:570-966-7900

Shamokin Dam Office
3054 N Susquehanna Trl
Shamokin Dam, PA 17876
Phone:570-743-0881

Sunbury
1185 N 4th St
Sunbury, PA 17801-1221
Phone:800-562-6049

Wilkes-barre Office
620 Baltimore Dr
Wilkes Barre, PA 18702
Phone:570-825-4808

(570) 271-8793

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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