Sharefax Credit Union

Rated star_ratedstar_ratedstar_ratedstar_rated_halfstar_normal by Credit Guide
Review based on 12 criteria Rating: 3.5 out of 5

1147 Old State Route 74, Batavia, OH 45103

Website

(513) 753-2440

Data Source: NCUA, December 31, 2016


Sharefax Credit Union was founded in 1960. Headquartered in Batavia, Ohio, Sharefax Credit Union is a state chartered and federally insured credit union, being chartered in Ohio and insured through the National Credit Union Share Insurance Fund (NCUSIF). Sharefax Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Sharefax Credit Union services 29,061 members through its 5 offices and branches and 61 full-time and 5 part-time employees. It has $359,736,332 of total assets and $33,797,376 of net worth. Based on its asset size and net worth ratio, Sharefax Credit Union is classified as a Well Capitalized medium large credit union.

Sharefax Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Sharefax Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Sharefax Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Ohio and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Ohio
Median of USA
Checking
0.0000
0.0000
0.0000
Savings
0.1000
0.1000
0.1200
Money Market
0.2000
0.2000
0.2500
Certificate Deplit
1.8000
0.5500
0.5800
IRA
1.4100
0.5000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Ohio
National Median Rates
Credit Cards
7.5800
10.0000
9.9900
Unsecured Line of Credits
10.6200
11.0000
10.9500
Short-term Small Amount
n/a
23.0000
25.0000
Student Loans
n/a
6.0000
6.0200
New Car Loans
3.5500
3.2500
3.3300
Used Car Loans
4.4900
4.7000
4.5000
1st Mortgage Real Estates
3.8700
4.2500
4.2500
Other Real Estates
4.8200
4.7100
4.7000

Sharefax Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Sharefax Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
Yes
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
No
View Account History
Yes
No

As a community financial institution, Sharefax Credit Union actively involves in local communities by prliding services such as financial counseling, financial education, financial literacy workshops, first tim home buyer programs, and student scholarships.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
Yes
Insurance/Investment Sales
Yes
First Time Homebuyer Program
Yes
Batavia
Main Office

1147 Old State Route 74
Batavia, OH 45103
Phone:513-753-2440

Evendale
10590 Reading Rd
Cincinnati, OH 45241
Phone:513-753-2440

Lebanon
1550 Genntown Dr
Lebanon, OH 45036
Phone:513-753-2440

Mason
7443 S Mason Montgomery Rd
Mason, OH 45040
Phone:513-753-2440

Milford
5855 Cinema Dr
Milford, OH 45150
Phone:513-753-2440

(513) 753-2448

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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