Data Source: NCUA, December 31, 2016
Sidney Federal Credit Union was founded in 1949. Headquartered in Sidney, New York, Sidney Federal Credit Union is a federally chartered and federally insured credit union, operating within the regulation of the National Credit Union Association (NCUA) and being insured through the National Credit Union Share Insurance Fund (NCUSIF). Sidney Federal Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.
As of December 31, 2016, Sidney Federal Credit Union services 47,161 members through its 9 offices and branches and 149 full-time and 10 part-time employees. It has $445,116,689 of total assets and $58,927,214 of net worth. Based on its asset size and net worth ratio, Sidney Federal Credit Union is classified as a Well Capitalized medium large credit union.
Sidney Federal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Sidney Federal Credit Union also provides an array of services to its members and local communities. Sidney Federal Credit Union plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.
The following two tables list the deplitory and loan interest rates of Sidney Federal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in New York and in the nation.
Major Deplitory Accounts and Interest Rates (%)
Major Loan Accounts and Interest Rates (%)
Sidney Federal Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Sidney Federal Credit Union.
Electronic Banking Service Offerings
As a community financial institution, Sidney Federal Credit Union actively involves in local communities by prliding services such as financial education, and first tim home buyer programs.
Community and other Service Offerings
16 S Main St
Bainbridge, NY 13733-1204
5 Main St
Delhi, NY 13753
65 Genesee St
Greene, NY 13778
70 W Front Street Ext
Hancock, NY 13783-1016
5900 County Route 32
Norwich, NY 13815
42 Union St
Sidney, NY 13838
3 Liberty St
Walton, NY 13856