Sierra Central Credit Union

Rated star_ratedstar_ratedstar_ratedstar_normalstar_normal by Credit Guide
Review based on 12 criteria Rating: 3 out of 5

1351 Harter Parkway, Yuba City, CA 95993

Website

(800) 222-7228

Data Source: NCUA, December 31, 2016


Sierra Central Credit Union was founded in 1955. Headquartered in Yuba City, California, Sierra Central Credit Union is a state chartered and federally insured credit union, being chartered in California and insured through the National Credit Union Share Insurance Fund (NCUSIF). Sierra Central Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Sierra Central Credit Union services 63,075 members through its 18 offices and branches and 130 full-time and 55 part-time employees. It has $867,017,251 of total assets and $98,160,275 of net worth. Based on its asset size and net worth ratio, Sierra Central Credit Union is classified as a Well Capitalized large credit union.

Sierra Central Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Sierra Central Credit Union also provides an array of services to its members and local communities. Sierra Central Credit Union plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Sierra Central Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in California and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of California
Median of USA
Checking
0.0600
0.0000
0.0000
Savings
0.1000
0.1000
0.1200
Money Market
0.1000
0.1900
0.2500
Certificate Deplit
1.5000
0.5500
0.5800
IRA
0.1500
0.4500
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of California
National Median Rates
Credit Cards
9.9900
10.0400
9.9900
Unsecured Line of Credits
8.9900
10.9900
10.9500
Short-term Small Amount
n/a
28.0000
25.0000
Student Loans
n/a
5.7500
6.0200
New Car Loans
2.9900
3.0000
3.3300
Used Car Loans
2.9900
3.7400
4.5000
1st Mortgage Real Estates
4.5000
4.0300
4.2500
Other Real Estates
6.0000
4.7400
4.7000

Sierra Central Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Sierra Central Credit Union.

Electronic Banking Service Offerings

Membership Application
No
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
No
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
No
View Account History
Yes
No

As a community financial institution, Sierra Central Credit Union actively involves in local communities by prliding services such as financial education, first tim home buyer programs, and student scholarships.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
Yes
Insurance/Investment Sales
Yes
First Time Homebuyer Program
Yes
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Phone:530-365-1218

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Beale Branch
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Chico Branch
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Grass Valley Branch
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Phone:530-272-5843

Marysville Branch
422 4th St
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Phone:530-741-2554

Oroville Branch
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Phone:530-534-3463

Paradise Branch
5175 Skyway
Paradise, CA 95969
Phone:530-872-7749

Placerville North Branch
225 Placerville Dr
Placerville, CA 95667
Phone:800-222-7228

Red Bluff Branch
501 Adobe Rd
Red Bluff, CA 96080
Phone:530-529-0467

Redding Branch
2867 Bechelli Ln
Redding, CA 96002
Phone:530-223-9102

Redding West Branch
1255 Yuba St
Redding, CA 96001
Phone:530-246-1381

Roseville Branch
306 N Sunrise Ave
Roseville, CA 95661
Phone:916-786-6399

South Yuba City Branch
520 Bogue Rd Ste 1
Yuba City, CA 95991
Phone:530-822-7942

Susanville Branch
2920 Riverside Dr Ste 100
Susanville, CA 96130-4766
Phone:530-252-6215

Willows
1030 W Wood St
Willows, CA 95988
Phone:530-934-2132

Yuba City Branch
Main Office

1351 Harter Pkwy
Yuba City, CA 95993-2604
Phone:800-222-7228

(530) 671-7679

One Review

  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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