Sisseton-wahpeton Federal Credit Union

Rated star_ratedstar_rated_halfstar_normalstar_normalstar_normal by Credit Guide
Review based on 12 criteria Rating: 1.5 out of 5

P.O. Box 627, Agency Village, SD 57262

Website

(605) 698-3462

Data Source: NCUA, December 31, 2016


Sisseton-wahpeton Federal Credit Union was founded in 1979. Headquartered in Agency Village, South Dakota, Sisseton-wahpeton Federal Credit Union is a federally chartered and federally insured credit union, operating within the regulation of the National Credit Union Association (NCUA) and being insured through the National Credit Union Share Insurance Fund (NCUSIF). Sisseton-wahpeton Federal Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Sisseton-wahpeton Federal Credit Union services 1,740 members through its 4 full-time employees. It has $4,524,835 of total assets and $785,032 of net worth. Based on its asset size and net worth ratio, Sisseton-wahpeton Federal Credit Union is classified as a Well Capitalized small credit union.

Sisseton-wahpeton Federal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Sisseton-wahpeton Federal Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Sisseton-wahpeton Federal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in South Dakota and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of South Dakota
Median of USA
Checking
0.0500
0.0000
0.0000
Savings
0.0500
0.1000
0.1200
Money Market
0.0000
0.1500
0.2500
Certificate Deplit
1.0000
0.5000
0.5800
IRA
0.0000
0.6000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of South Dakota
National Median Rates
Credit Cards
n/a
10.5000
9.9900
Unsecured Line of Credits
18.0000
11.1100
10.9500
Short-term Small Amount
n/a
18.0000
25.0000
Student Loans
n/a
6.8250
6.0200
New Car Loans
13.0000
3.4400
3.3300
Used Car Loans
13.0000
4.7850
4.5000
1st Mortgage Real Estates
n/a
4.3500
4.2500
Other Real Estates
n/a
4.7500
4.7000

Sisseton-wahpeton Federal Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet as well. The table below lists the electronic banking services prlided by Sisseton-wahpeton Federal Credit Union.

Electronic Banking Service Offerings

Membership Application
No
No
Share Account Transfers
Yes
New Loan Application
No
Share Draft Orders
No
No
New Share Account
No
Bill Payment
No
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
No
View Account History
No
No

.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
No
Free Bill Pay
No
Financial Education
No
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
No
Insurance/Investment Sales
No
First Time Homebuyer Program
No
Main Office
45665 Veterans Memorial Dr
Agency Village, SD 57262
Phone:605-698-3462

Record Location
Main Office

45665 Veterans Memorial Dr
Agency Village, SD 57262
Phone:605-698-3462

(605) 698-3907

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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