Skyone Federal Credit Union

Rated star_ratedstar_ratedstar_ratedstar_rated_halfstar_normal by Credit Guide
Review based on 12 criteria Rating: 3.5 out of 5

P.O. Box 5003, Hawthorne, CA 90250

Website

(310) 491-7500

Data Source: NCUA, December 31, 2016


Skyone Federal Credit Union was founded in 1949. Headquartered in Hawthorne, California, Skyone Federal Credit Union is a federally chartered and federally insured credit union, operating within the regulation of the National Credit Union Association (NCUA) and being insured through the National Credit Union Share Insurance Fund (NCUSIF). Skyone Federal Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Skyone Federal Credit Union services 35,757 members through its 5 offices and branches and 80 full-time employees. It has $474,175,713 of total assets and $49,442,236 of net worth. Based on its asset size and net worth ratio, Skyone Federal Credit Union is classified as a Well Capitalized medium large credit union.

Skyone Federal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Skyone Federal Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Skyone Federal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in California and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of California
Median of USA
Checking
0.2000
0.0000
0.0000
Savings
0.2500
0.1000
0.1200
Money Market
0.4600
0.1900
0.2500
Certificate Deplit
0.5500
0.5500
0.5800
IRA
0.5500
0.4500
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of California
National Median Rates
Credit Cards
13.4900
10.0400
9.9900
Unsecured Line of Credits
11.4900
10.9900
10.9500
Short-term Small Amount
n/a
28.0000
25.0000
Student Loans
n/a
5.7500
6.0200
New Car Loans
2.9900
3.0000
3.3300
Used Car Loans
3.7400
3.7400
4.5000
1st Mortgage Real Estates
3.7900
4.0300
4.2500
Other Real Estates
4.4900
4.7400
4.7000

Skyone Federal Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Skyone Federal Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
Yes
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
No
View Account History
Yes
No

As a community financial institution, Skyone Federal Credit Union actively involves in local communities by prliding services such as financial counseling, financial education, financial literacy workshops.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
No
Insurance/Investment Sales
Yes
First Time Homebuyer Program
No
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Briarwood, NY 11435-2653
Phone:800-421-7111

Main Office
14600 Aviation Blvd
Hawthorne, CA 90250
Phone:310-491-7500

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1601 Lind Ave Sw Ste 116
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Phone:425-255-2266

San Francisco Office
943 El Camino Real
South San Francisco, CA 94080
Phone:650-877-0545

Western Pacific Regional Office
15000 Aviation Blvd Rm 1001
Lawndale, CA 90261-1000
Phone:310-643-9174

(310) 491-7400

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  1. Credit Guide Staff
    Credit Guide Staff

    Last Updated on May 30, 2017

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